Michael Zaremski Score: 45
Analyst at
BMO Capital
Avg Return (Buy)
How much profit would you make?
Calculates the average return of all BUY recommendations after exactly 1 year (or today if newer).
Note: Sell ratings are ignored here to focus on investment potential.
Calculates the average return of all BUY recommendations after exactly 1 year (or today if newer).
Note: Sell ratings are ignored here to focus on investment potential.
+11.1%
1 Year Cap
Win Rate
How often is the direction correct?
Percentage of trades that are currently profitable.
• Buy: Stock price went UP 📈
• Sell: Stock price went DOWN 📉
Percentage of trades that are currently profitable.
• Buy: Stock price went UP 📈
• Sell: Stock price went DOWN 📉
65%
40 W / 22 L
Target Met
How often was the target reached?
Hits vs. Total.
Hits vs. Total.
88%
52 W / 7 L
Precision Hit
How often precise (±3%)?
Hits vs. Total.
Hits vs. Total.
20%
12 W / 47 L
Bullseye Hit
How often perfect (±1%)?
Hits vs. Total.
Hits vs. Total.
7%
4 W / 55 L
High Conviction
The "Brave" Trades (>20% Upside)
Win Rate only for recommendations where the analyst predicted a massive move (>20%).
Shows if they are right when they bet big.
Win Rate only for recommendations where the analyst predicted a massive move (>20%).
Shows if they are right when they bet big.
67%
6 W / 3 L
Long Wins
Success rate for BUY ratings
How often is the analyst right when saying "Buy"?
(Price went UP).
How often is the analyst right when saying "Buy"?
(Price went UP).
67%
39 W / 19 L
Short Wins
Success rate for SELL ratings
How often is the analyst right when saying "Sell"?
(Price went DOWN).
How often is the analyst right when saying "Sell"?
(Price went DOWN).
25%
1 W / 3 L
Coverage & Price Targets
| Date | Stock | Signal | Target | Start Price | Best Price (1Y) | Accuracy | Current Price |
|---|---|---|---|---|---|---|---|
| Sep 01, 2026 |
Aon plc. - Ordinary Shares - Class A
AON
|
BUY |
$360.00
Est. +12%
|
$321.03 | $336.09 |
Pending
|
$323.09
+0.6%
|
| Aug 25, 2026 |
Bank of Montreal
BMO
|
BUY |
$203.00
Est. +18%
|
$172.35 | $177.16 |
Pending
|
$175.40
+1.8%
|
| May 20, 2026 |
Progressive Corp.
PGR
|
BUY |
$220.00
Est. +9%
|
$201.92 | $239.38 |
Target Met
|
$218.95
+8.4%
|
| May 14, 2026 |
Everest Group Ltd
EG
|
BUY |
$376.00
Est. +8%
|
$347.97 | $401.07 |
Target Met
|
$380.87
+9.5%
|
| May 07, 2026 |
Selective Insurance Group Inc.
SIGI
|
BUY |
$97.00
Est. +17%
|
$83.00 | $100.40 |
Target Met
|
$92.19
+11.1%
|
| Mar 11, 2026 |
Progressive Corp.
PGR
|
BUY |
$208.00
Est. +2%
|
$203.21 | $239.38 |
Target Met
|
$218.95
+7.7%
|
| Feb 13, 2026 |
Neenah Inc
NP
|
BUY |
$20.00
Est. +17%
|
$17.14 | $35.13 |
Target Met
|
$33.23
+93.9%
|
| Feb 10, 2026 |
Chubb Limited
CB
|
SELL |
$326.00
Est. +0%
|
$326.17 | $308.61 (Low) |
Target Met
|
$341.59
-4.7%
|
| Jan 15, 2026 |
Progressive Corp.
PGR
|
BUY |
$239.00
Est. +16%
|
$205.50 | $239.38 |
Bullseye Hit (±1%)
|
$218.95
+6.5%
|
| Jan 13, 2026 |
Arthur J. Gallagher & Co.
AJG
|
BUY |
$275.00
Est. +4%
|
$264.84 | $272.79 |
Bullseye Hit (±1%)
|
$262.69
-0.8%
|
| Dec 23, 2025 |
Hamilton Insurance Group Ltd. - Ordinary Shares - Class B
HG
|
SELL |
$26.00
Est. +9%
|
$28.44 | $25.53 (Low) |
Precision Hit (±3%)
|
$35.60
-25.2%
|
| Dec 05, 2025 |
RenaissanceRe Holdings Ltd
RNR
|
BUY |
$303.00
Est. +14%
|
$266.96 | $340.18 |
Target Met
|
$330.38
+23.8%
|
| Nov 25, 2025 |
Goosehead Insurance Inc - Ordinary Shares - Class A
GSHD
|
BUY |
$79.00
Est. +12%
|
$70.54 | $79.85 |
Precision Hit (±3%)
|
$65.21
-7.6%
|
| Nov 21, 2025 |
Progressive Corp.
PGR
|
BUY |
$260.00
Est. +15%
|
$226.00 | $239.38 |
Pending
|
$218.95
-3.1%
|
| Oct 28, 2025 |
Selective Insurance Group Inc.
SIGI
|
BUY |
$81.00
Est. +5%
|
$76.87 | $100.40 |
Target Met
|
$92.19
+19.9%
|
| Oct 27, 2025 |
Neenah Inc
NP
|
SELL |
$25.00
Est. +5%
|
$26.37 | $14.78 (Low) |
Target Met
|
$33.23
-26.0%
|
| Oct 23, 2025 |
Chubb Limited
CB
|
BUY |
$283.00
Est. +1%
|
$281.16 | $365.90 |
Target Met
|
$341.59
+21.5%
|
| Sep 08, 2025 |
Skyward Specialty Insurance Group Inc
SKWD
|
BUY |
$55.00
Est. +9%
|
$50.23 | $65.69 |
Target Met
|
$57.34
+14.2%
|
| Aug 18, 2025 |
Accelerant Holdings
ARX
|
BUY |
$34.00
Est. +20%
|
$28.33 | $19.66 |
Miss
|
$19.88
-29.8%
|
| Aug 05, 2025 |
Selective Insurance Group Inc.
SIGI
|
BUY |
$88.00
Est. +13%
|
$78.01 | $100.40 |
Target Met
|
$92.19
+18.2%
|
| Jul 28, 2025 |
Horace Mann Educators Corp.
HMN
|
BUY |
$48.00
Est. +18%
|
$40.64 | $55.56 |
Target Met
|
$50.94
+25.3%
|
| Jan 10, 2025 |
Everest Group Ltd
EG
|
BUY |
$453.00
Est. +28%
|
$353.52 | $373.14 |
Miss
|
$380.87
+7.7%
|
| Dec 19, 2024 |
Hanover Insurance Group Inc
THG
|
BUY |
$180.00
Est. +19%
|
$151.82 | $188.34 |
Target Met
|
$228.38
+50.4%
|
| Nov 14, 2024 |
Everest Group Ltd
EG
|
BUY |
$372.00
Est. +1%
|
$368.43 | $392.78 |
Target Met
|
$380.87
+3.4%
|
| Nov 12, 2024 |
Arthur J. Gallagher & Co.
AJG
|
BUY |
$325.00
Est. +15%
|
$281.45 | $351.23 |
Target Met
|
$262.69
-6.7%
|
| Nov 04, 2024 |
Aon plc. - Ordinary Shares - Class A
AON
|
BUY |
$380.00
Est. +4%
|
$365.64 | $412.97 |
Target Met
|
$323.09
-11.6%
|
| Nov 04, 2024 |
Progressive Corp.
PGR
|
BUY |
$273.00
Est. +13%
|
$241.48 | $292.94 |
Target Met
|
$218.95
-9.3%
|
| Oct 30, 2024 |
Selective Insurance Group Inc.
SIGI
|
BUY |
$105.00
Est. +17%
|
$90.05 | $103.56 |
Precision Hit (±3%)
|
$92.19
+2.4%
|
| Oct 22, 2024 |
Marsh & McLennan Cos., Inc.
MMC
|
BUY |
$228.00
Est. +3%
|
$222.06 | $248.00 |
Target Met
|
$182.70
-17.7%
|
| Oct 22, 2024 |
Travelers Companies Inc.
TRV
|
BUY |
$270.00
Est. +4%
|
$259.70 | $287.95 |
Target Met
|
$369.35
+42.2%
|
| Oct 18, 2024 |
Allstate Corp (The)
ALL
|
BUY |
$214.00
Est. +9%
|
$195.51 | $215.70 |
Bullseye Hit (±1%)
|
$259.57
+32.8%
|
| Oct 01, 2024 |
Marsh & McLennan Cos., Inc.
MMC
|
SELL |
$217.00
Est. +3%
|
$224.01 | $195.01 (Low) |
Target Met
|
$182.70
+18.4%
|
| Sep 24, 2024 |
Ryan Specialty Holdings Inc - Ordinary Shares Class A
RYAN
|
BUY |
$75.00
Est. +17%
|
$64.11 | $77.00 |
Precision Hit (±3%)
|
$41.91
-34.6%
|
| Aug 22, 2024 |
Sprout Social Inc - Ordinary Shares Class A
SPT
|
BUY |
$90.00
Est. +179%
|
$32.29 | $36.30 |
Miss
|
$11.36
-64.8%
|
| Aug 12, 2024 |
TWFG Inc - Ordinary Shares - Class A
TWFG
|
BUY |
$30.00
Est. +22%
|
$24.50 | $36.79 |
Target Met
|
$28.89
+17.9%
|
| Aug 07, 2024 |
Progressive Corp.
PGR
|
BUY |
$237.00
Est. +11%
|
$214.05 | $292.94 |
Target Met
|
$218.95
+2.3%
|
| Aug 07, 2024 |
Everest Group Ltd
EG
|
BUY |
$403.00
Est. +12%
|
$360.63 | $407.30 |
Precision Hit (±3%)
|
$380.87
+5.6%
|
| Aug 05, 2024 |
Allstate Corp (The)
ALL
|
BUY |
$205.00
Est. +16%
|
$176.82 | $213.18 |
Target Met
|
$259.57
+46.8%
|
| Jul 24, 2024 |
Selective Insurance Group Inc.
SIGI
|
BUY |
$95.00
Est. +10%
|
$86.69 | $103.56 |
Target Met
|
$92.19
+6.3%
|
| Jul 19, 2024 |
Travelers Companies Inc.
TRV
|
BUY |
$240.00
Est. +18%
|
$203.48 | $277.83 |
Target Met
|
$369.35
+81.5%
|
| Jul 18, 2024 |
Allstate Corp (The)
ALL
|
BUY |
$191.00
Est. +8%
|
$176.69 | $213.18 |
Target Met
|
$259.57
+46.9%
|
| Jun 28, 2024 |
Aon plc. - Ordinary Shares - Class A
AON
|
BUY |
$325.00
Est. +11%
|
$293.58 | $412.97 |
Target Met
|
$323.09
+10.1%
|
| May 16, 2024 |
Progressive Corp.
PGR
|
BUY |
$235.00
Est. +12%
|
$209.25 | $292.94 |
Target Met
|
$218.95
+4.6%
|
| May 13, 2024 |
American International Group Inc
AIG
|
BUY |
$89.00
Est. +12%
|
$79.43 | $88.05 |
Precision Hit (±3%)
|
$76.21
-4.1%
|
| May 07, 2024 |
Skyward Specialty Insurance Group Inc
SKWD
|
BUY |
$42.00
Est. +12%
|
$37.61 | $60.40 |
Target Met
|
$57.34
+52.5%
|
| Apr 30, 2024 |
Goosehead Insurance Inc - Ordinary Shares - Class A
GSHD
|
BUY |
$72.00
Est. +27%
|
$56.91 | $130.39 |
Target Met
|
$65.21
+14.6%
|
| Apr 25, 2024 |
W.R. Berkley Corp.
WRB
|
BUY |
$89.00
Est. +14%
|
$78.04 | $80.00 |
Miss
|
$69.14
-11.4%
|
| Apr 15, 2024 |
Progressive Corp.
PGR
|
BUY |
$234.00
Est. +13%
|
$206.85 | $292.94 |
Target Met
|
$218.95
+5.8%
|
| Apr 08, 2024 |
American International Group Inc
AIG
|
BUY |
$91.00
Est. +17%
|
$77.92 | $88.05 |
Miss
|
$76.21
-2.2%
|
| Mar 28, 2024 |
Goosehead Insurance Inc - Ordinary Shares - Class A
GSHD
|
BUY |
$90.00
Est. +38%
|
$64.99 | $130.39 |
Target Met
|
$65.21
+0.3%
|
| Feb 12, 2024 |
Willis Towers Watson Public Limited Co
WTW
|
BUY |
$298.00
Est. +9%
|
$272.20 | $334.99 |
Target Met
|
$334.74
+23.0%
|
| Dec 19, 2023 |
American International Group Inc
AIG
|
BUY |
$83.00
Est. +25%
|
$66.46 | $79.94 |
Miss
|
$76.21
+14.7%
|
| Oct 25, 2023 |
Alphabet Inc - Ordinary Shares - Class A
GOOGL
|
BUY |
$210.00
Est. +51%
|
$138.81 | $191.75 |
Miss
|
$338.46
+143.8%
|
| Aug 08, 2023 |
Willis Towers Watson Public Limited Co
WTW
|
BUY |
$205.00
Est. +1%
|
$203.44 | $285.99 |
Target Met
|
$334.74
+64.5%
|
Aon plc. - Ordinary Shares - Class A
AON
Sep 01, 2026
Signal & Target
BUY
$360.00
Start Price
$321.03
Best Price (1Y)
$336.09
Current Price
$323.09
Return
+0.6%
Bank of Montreal
BMO
Aug 25, 2026
Signal & Target
BUY
$203.00
Start Price
$172.35
Best Price (1Y)
$177.16
Current Price
$175.40
Return
+1.8%
Progressive Corp.
PGR
May 20, 2026
Signal & Target
BUY
$220.00
Start Price
$201.92
Best Price (1Y)
$239.38
Current Price
$218.95
Return
+8.4%
Everest Group Ltd
EG
May 14, 2026
Signal & Target
BUY
$376.00
Start Price
$347.97
Best Price (1Y)
$401.07
Current Price
$380.87
Return
+9.5%
Selective Insurance Group Inc.
SIGI
May 07, 2026
Signal & Target
BUY
$97.00
Start Price
$83.00
Best Price (1Y)
$100.40
Current Price
$92.19
Return
+11.1%
Progressive Corp.
PGR
Mar 11, 2026
Signal & Target
BUY
$208.00
Start Price
$203.21
Best Price (1Y)
$239.38
Current Price
$218.95
Return
+7.7%
Neenah Inc
NP
Feb 13, 2026
Signal & Target
BUY
$20.00
Start Price
$17.14
Best Price (1Y)
$35.13
Current Price
$33.23
Return
+93.9%
Chubb Limited
CB
Feb 10, 2026
Signal & Target
SELL
$326.00
Start Price
$326.17
Best Price (1Y)
$308.61
Current Price
$341.59
Return
-4.7%
Progressive Corp.
PGR
Jan 15, 2026
Signal & Target
BUY
$239.00
Start Price
$205.50
Best Price (1Y)
$239.38
Current Price
$218.95
Return
+6.5%
Arthur J. Gallagher & Co.
AJG
Jan 13, 2026
Signal & Target
BUY
$275.00
Start Price
$264.84
Best Price (1Y)
$272.79
Current Price
$262.69
Return
-0.8%
Signal & Target
SELL
$26.00
Start Price
$28.44
Best Price (1Y)
$25.53
Current Price
$35.60
Return
-25.2%
RenaissanceRe Holdings Ltd
RNR
Dec 05, 2025
Signal & Target
BUY
$303.00
Start Price
$266.96
Best Price (1Y)
$340.18
Current Price
$330.38
Return
+23.8%
Signal & Target
BUY
$79.00
Start Price
$70.54
Best Price (1Y)
$79.85
Current Price
$65.21
Return
-7.6%
Progressive Corp.
PGR
Nov 21, 2025
Signal & Target
BUY
$260.00
Start Price
$226.00
Best Price (1Y)
$239.38
Current Price
$218.95
Return
-3.1%
Selective Insurance Group Inc.
SIGI
Oct 28, 2025
Signal & Target
BUY
$81.00
Start Price
$76.87
Best Price (1Y)
$100.40
Current Price
$92.19
Return
+19.9%
Neenah Inc
NP
Oct 27, 2025
Signal & Target
SELL
$25.00
Start Price
$26.37
Best Price (1Y)
$14.78
Current Price
$33.23
Return
-26.0%
Chubb Limited
CB
Oct 23, 2025
Signal & Target
BUY
$283.00
Start Price
$281.16
Best Price (1Y)
$365.90
Current Price
$341.59
Return
+21.5%
Skyward Specialty Insurance Group Inc
SKWD
Sep 08, 2025
Signal & Target
BUY
$55.00
Start Price
$50.23
Best Price (1Y)
$65.69
Current Price
$57.34
Return
+14.2%
Accelerant Holdings
ARX
Aug 18, 2025
Signal & Target
BUY
$34.00
Start Price
$28.33
Best Price (1Y)
$19.66
Current Price
$19.88
Return
-29.8%
Selective Insurance Group Inc.
SIGI
Aug 05, 2025
Signal & Target
BUY
$88.00
Start Price
$78.01
Best Price (1Y)
$100.40
Current Price
$92.19
Return
+18.2%
Horace Mann Educators Corp.
HMN
Jul 28, 2025
Signal & Target
BUY
$48.00
Start Price
$40.64
Best Price (1Y)
$55.56
Current Price
$50.94
Return
+25.3%
Everest Group Ltd
EG
Jan 10, 2025
Signal & Target
BUY
$453.00
Start Price
$353.52
Best Price (1Y)
$373.14
Current Price
$380.87
Return
+7.7%
Hanover Insurance Group Inc
THG
Dec 19, 2024
Signal & Target
BUY
$180.00
Start Price
$151.82
Best Price (1Y)
$188.34
Current Price
$228.38
Return
+50.4%
Everest Group Ltd
EG
Nov 14, 2024
Signal & Target
BUY
$372.00
Start Price
$368.43
Best Price (1Y)
$392.78
Current Price
$380.87
Return
+3.4%
Arthur J. Gallagher & Co.
AJG
Nov 12, 2024
Signal & Target
BUY
$325.00
Start Price
$281.45
Best Price (1Y)
$351.23
Current Price
$262.69
Return
-6.7%
Aon plc. - Ordinary Shares - Class A
AON
Nov 04, 2024
Signal & Target
BUY
$380.00
Start Price
$365.64
Best Price (1Y)
$412.97
Current Price
$323.09
Return
-11.6%
Progressive Corp.
PGR
Nov 04, 2024
Signal & Target
BUY
$273.00
Start Price
$241.48
Best Price (1Y)
$292.94
Current Price
$218.95
Return
-9.3%
Selective Insurance Group Inc.
SIGI
Oct 30, 2024
Signal & Target
BUY
$105.00
Start Price
$90.05
Best Price (1Y)
$103.56
Current Price
$92.19
Return
+2.4%
Marsh & McLennan Cos., Inc.
MMC
Oct 22, 2024
Signal & Target
BUY
$228.00
Start Price
$222.06
Best Price (1Y)
$248.00
Current Price
$182.70
Return
-17.7%
Travelers Companies Inc.
TRV
Oct 22, 2024
Signal & Target
BUY
$270.00
Start Price
$259.70
Best Price (1Y)
$287.95
Current Price
$369.35
Return
+42.2%
Allstate Corp (The)
ALL
Oct 18, 2024
Signal & Target
BUY
$214.00
Start Price
$195.51
Best Price (1Y)
$215.70
Current Price
$259.57
Return
+32.8%
Marsh & McLennan Cos., Inc.
MMC
Oct 01, 2024
Signal & Target
SELL
$217.00
Start Price
$224.01
Best Price (1Y)
$195.01
Current Price
$182.70
Return
+18.4%
Signal & Target
BUY
$75.00
Start Price
$64.11
Best Price (1Y)
$77.00
Current Price
$41.91
Return
-34.6%
Sprout Social Inc - Ordinary Shares Class A
SPT
Aug 22, 2024
Signal & Target
BUY
$90.00
Start Price
$32.29
Best Price (1Y)
$36.30
Current Price
$11.36
Return
-64.8%
TWFG Inc - Ordinary Shares - Class A
TWFG
Aug 12, 2024
Signal & Target
BUY
$30.00
Start Price
$24.50
Best Price (1Y)
$36.79
Current Price
$28.89
Return
+17.9%
Progressive Corp.
PGR
Aug 07, 2024
Signal & Target
BUY
$237.00
Start Price
$214.05
Best Price (1Y)
$292.94
Current Price
$218.95
Return
+2.3%
Everest Group Ltd
EG
Aug 07, 2024
Signal & Target
BUY
$403.00
Start Price
$360.63
Best Price (1Y)
$407.30
Current Price
$380.87
Return
+5.6%
Allstate Corp (The)
ALL
Aug 05, 2024
Signal & Target
BUY
$205.00
Start Price
$176.82
Best Price (1Y)
$213.18
Current Price
$259.57
Return
+46.8%
Selective Insurance Group Inc.
SIGI
Jul 24, 2024
Signal & Target
BUY
$95.00
Start Price
$86.69
Best Price (1Y)
$103.56
Current Price
$92.19
Return
+6.3%
Travelers Companies Inc.
TRV
Jul 19, 2024
Signal & Target
BUY
$240.00
Start Price
$203.48
Best Price (1Y)
$277.83
Current Price
$369.35
Return
+81.5%
Allstate Corp (The)
ALL
Jul 18, 2024
Signal & Target
BUY
$191.00
Start Price
$176.69
Best Price (1Y)
$213.18
Current Price
$259.57
Return
+46.9%
Aon plc. - Ordinary Shares - Class A
AON
Jun 28, 2024
Signal & Target
BUY
$325.00
Start Price
$293.58
Best Price (1Y)
$412.97
Current Price
$323.09
Return
+10.1%
Progressive Corp.
PGR
May 16, 2024
Signal & Target
BUY
$235.00
Start Price
$209.25
Best Price (1Y)
$292.94
Current Price
$218.95
Return
+4.6%
American International Group Inc
AIG
May 13, 2024
Signal & Target
BUY
$89.00
Start Price
$79.43
Best Price (1Y)
$88.05
Current Price
$76.21
Return
-4.1%
Skyward Specialty Insurance Group Inc
SKWD
May 07, 2024
Signal & Target
BUY
$42.00
Start Price
$37.61
Best Price (1Y)
$60.40
Current Price
$57.34
Return
+52.5%
Signal & Target
BUY
$72.00
Start Price
$56.91
Best Price (1Y)
$130.39
Current Price
$65.21
Return
+14.6%
W.R. Berkley Corp.
WRB
Apr 25, 2024
Signal & Target
BUY
$89.00
Start Price
$78.04
Best Price (1Y)
$80.00
Current Price
$69.14
Return
-11.4%
Progressive Corp.
PGR
Apr 15, 2024
Signal & Target
BUY
$234.00
Start Price
$206.85
Best Price (1Y)
$292.94
Current Price
$218.95
Return
+5.8%
American International Group Inc
AIG
Apr 08, 2024
Signal & Target
BUY
$91.00
Start Price
$77.92
Best Price (1Y)
$88.05
Current Price
$76.21
Return
-2.2%
Signal & Target
BUY
$90.00
Start Price
$64.99
Best Price (1Y)
$130.39
Current Price
$65.21
Return
+0.3%
Willis Towers Watson Public Limited Co
WTW
Feb 12, 2024
Signal & Target
BUY
$298.00
Start Price
$272.20
Best Price (1Y)
$334.99
Current Price
$334.74
Return
+23.0%
American International Group Inc
AIG
Dec 19, 2023
Signal & Target
BUY
$83.00
Start Price
$66.46
Best Price (1Y)
$79.94
Current Price
$76.21
Return
+14.7%
Alphabet Inc - Ordinary Shares - Class A
GOOGL
Oct 25, 2023
Signal & Target
BUY
$210.00
Start Price
$138.81
Best Price (1Y)
$191.75
Current Price
$338.46
Return
+143.8%
Willis Towers Watson Public Limited Co
WTW
Aug 08, 2023
Signal & Target
BUY
$205.00
Start Price
$203.44
Best Price (1Y)
$285.99
Current Price
$334.74
Return
+64.5%