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Michael Zaremski Score: 45

Analyst at BMO Capital, Capital One Financial, Loop Capital Markets
Avg Return (Buy)
? How much profit would you make?
Calculates the average return of all BUY recommendations after exactly 1 year (or today if newer).

Note: Sell ratings are ignored here to focus on investment potential.
+10.2%
1 Year Cap
Win Rate
? How often is the direction correct?
Percentage of trades that are currently profitable.
• Buy: Stock price went UP 📈
• Sell: Stock price went DOWN 📉
63%
38 W / 22 L
Target Met
? How often was the target reached?
Hits vs. Total.
89%
50 W / 6 L
Precision Hit
? How often precise (±3%)?
Hits vs. Total.
20%
11 W / 45 L
Bullseye Hit
? How often perfect (±1%)?
Hits vs. Total.
7%
4 W / 52 L
High Conviction
? The "Brave" Trades (>20% Upside)
Win Rate only for recommendations where the analyst predicted a massive move (>20%).
Shows if they are right when they bet big.
67%
6 W / 3 L
Long Wins
? Success rate for BUY ratings
How often is the analyst right when saying "Buy"?
(Price went UP).
66%
37 W / 19 L
Short Wins
? Success rate for SELL ratings
How often is the analyst right when saying "Sell"?
(Price went DOWN).
25%
1 W / 3 L

Coverage & Price Targets

Date Stock Signal Target Start Price Best Price (1Y) Accuracy Current Price
May 20, 2026
Progressive Corp. PGR
BUY $220.00
Est. +9%
$201.92 $239.38
Target Met
$204.54 +1.3%
May 14, 2026
Everest Group Ltd EG
BUY $376.00
Est. +8%
$347.97 $379.91
Precision Hit (±3%)
$373.07 +7.2%
May 07, 2026
Selective Insurance Group Inc. SIGI
BUY $97.00
Est. +17%
$83.00 $100.40
Target Met
$96.08 +15.8%
Mar 11, 2026
Progressive Corp. PGR
BUY $208.00
Est. +2%
$203.21 $239.38
Target Met
$204.54 +0.7%
Feb 13, 2026
Neenah Inc NP
BUY $20.00
Est. +17%
$17.14 $34.51
Target Met
$30.00 +75.0%
Feb 10, 2026
Chubb Limited CB
SELL $326.00
Est. +0%
$326.17 $308.61 (Low)
Target Met
$343.23 -5.2%
Jan 15, 2026
Progressive Corp. PGR
BUY $239.00
Est. +16%
$205.50 $239.38
Bullseye Hit (±1%)
$204.54 -0.5%
Jan 13, 2026
Arthur J. Gallagher & Co. AJG
BUY $275.00
Est. +4%
$264.84 $264.69
Pending
$242.50 -8.4%
Dec 23, 2025
Hamilton Insurance Group Ltd. - Ordinary Shares - Class B HG
SELL $26.00
Est. +9%
$28.44 $25.53 (Low)
Precision Hit (±3%)
$34.45 -21.1%
Dec 05, 2025
RenaissanceRe Holdings Ltd RNR
BUY $303.00
Est. +14%
$266.96 $329.57
Target Met
$319.69 +19.8%
Nov 25, 2025
Goosehead Insurance Inc - Ordinary Shares - Class A GSHD
BUY $79.00
Est. +12%
$70.54 $79.85
Precision Hit (±3%)
$51.40 -27.1%
Nov 21, 2025
Progressive Corp. PGR
BUY $260.00
Est. +15%
$226.00 $239.38
Pending
$204.54 -9.5%
Oct 28, 2025
Selective Insurance Group Inc. SIGI
BUY $81.00
Est. +5%
$76.87 $100.40
Target Met
$96.08 +25.0%
Oct 27, 2025
Neenah Inc NP
SELL $25.00
Est. +5%
$26.37 $14.78 (Low)
Target Met
$30.00 -13.8%
Oct 23, 2025
Chubb Limited CB
BUY $283.00
Est. +1%
$281.16 $365.29
Target Met
$343.23 +22.1%
Sep 08, 2025
Skyward Specialty Insurance Group Inc SKWD
BUY $55.00
Est. +9%
$50.23 $62.96
Target Met
$57.91 +15.3%
Aug 18, 2025
Accelerant Holdings ARX
BUY $34.00
Est. +20%
$28.33 $17.85
Pending
$13.46 -52.5%
Aug 05, 2025
Selective Insurance Group Inc. SIGI
BUY $88.00
Est. +13%
$78.01 $100.40
Target Met
$96.08 +23.2%
Jul 28, 2025
Horace Mann Educators Corp. HMN
BUY $48.00
Est. +18%
$40.64 $55.56
Target Met
$51.36 +26.4%
Jan 10, 2025
Everest Group Ltd EG
BUY $453.00
Est. +28%
$353.52 $373.14
Miss
$373.07 +5.5%
Dec 19, 2024
Hanover Insurance Group Inc THG
BUY $180.00
Est. +19%
$151.82 $188.34
Target Met
$212.87 +40.2%
Nov 27, 2024
Hartford Financial Services Group Inc. HIG
BUY $141.00
Est. +14%
$124.03 $138.62
Precision Hit (±3%)
$140.84 +13.6%
Nov 15, 2024
American Financial Group Inc AFG
BUY $143.00
Est. +4%
$137.99 $150.19
Target Met
$140.41 +1.8%
Nov 14, 2024
Everest Group Ltd EG
BUY $372.00
Est. +1%
$368.43 $392.78
Target Met
$373.07 +1.3%
Nov 12, 2024
Arthur J. Gallagher & Co. AJG
BUY $325.00
Est. +15%
$281.45 $351.23
Target Met
$242.50 -13.8%
Nov 06, 2024
Arch Capital Group Ltd ACGL
BUY $104.00
Est. +9%
$95.78 $103.17
Bullseye Hit (±1%)
$98.63 +3.0%
Nov 04, 2024
Aon plc. - Ordinary Shares - Class A AON
BUY $380.00
Est. +4%
$365.64 $412.97
Target Met
$352.33 -3.6%
Nov 04, 2024
Progressive Corp. PGR
BUY $273.00
Est. +13%
$241.48 $292.94
Target Met
$204.54 -15.3%
Oct 30, 2024
Selective Insurance Group Inc. SIGI
BUY $105.00
Est. +17%
$90.05 $103.56
Precision Hit (±3%)
$96.08 +6.7%
Oct 22, 2024
Travelers Companies Inc. TRV
BUY $270.00
Est. +4%
$259.70 $287.95
Target Met
$372.08 +43.3%
Oct 22, 2024
Marsh & McLennan Cos., Inc. MMC
BUY $228.00
Est. +3%
$222.06 $248.00
Target Met
$182.70 -17.7%
Oct 18, 2024
Allstate Corp (The) ALL
BUY $214.00
Est. +9%
$195.51 $215.70
Bullseye Hit (±1%)
$251.83 +28.8%
Oct 01, 2024
Marsh & McLennan Cos., Inc. MMC
SELL $217.00
Est. +3%
$224.01 $195.01 (Low)
Target Met
$182.70 +18.4%
Sep 24, 2024
Ryan Specialty Holdings Inc - Ordinary Shares Class A RYAN
BUY $75.00
Est. +17%
$64.11 $77.00
Precision Hit (±3%)
$39.29 -38.7%
Aug 22, 2024
Sprout Social Inc - Ordinary Shares Class A SPT
BUY $90.00
Est. +179%
$32.29 $36.30
Miss
$7.61 -76.4%
Aug 12, 2024
TWFG Inc - Ordinary Shares - Class A TWFG
BUY $30.00
Est. +22%
$24.50 $36.79
Target Met
$25.64 +4.7%
Aug 08, 2024
Arch Capital Group Ltd ACGL
BUY $98.00
Est. +0%
$97.68 $116.47
Target Met
$98.63 +1.0%
Aug 07, 2024
Everest Group Ltd EG
BUY $403.00
Est. +12%
$360.63 $407.30
Precision Hit (±3%)
$373.07 +3.4%
Aug 07, 2024
Progressive Corp. PGR
BUY $237.00
Est. +11%
$214.05 $292.94
Target Met
$204.54 -4.4%
Aug 05, 2024
Allstate Corp (The) ALL
BUY $205.00
Est. +16%
$176.82 $213.18
Target Met
$251.83 +42.4%
Jul 24, 2024
Selective Insurance Group Inc. SIGI
BUY $95.00
Est. +10%
$86.69 $103.56
Target Met
$96.08 +10.8%
Jul 19, 2024
Travelers Companies Inc. TRV
BUY $240.00
Est. +18%
$203.48 $277.83
Target Met
$372.08 +82.9%
Jul 18, 2024
Allstate Corp (The) ALL
BUY $191.00
Est. +8%
$176.69 $213.18
Target Met
$251.83 +42.5%
Jun 28, 2024
Aon plc. - Ordinary Shares - Class A AON
BUY $325.00
Est. +11%
$293.58 $412.97
Target Met
$352.33 +20.0%
May 16, 2024
Progressive Corp. PGR
BUY $235.00
Est. +12%
$209.25 $292.94
Target Met
$204.54 -2.3%
May 13, 2024
American International Group Inc AIG
BUY $89.00
Est. +12%
$79.43 $88.05
Precision Hit (±3%)
$78.25 -1.5%
May 07, 2024
Skyward Specialty Insurance Group Inc SKWD
BUY $42.00
Est. +12%
$37.61 $60.40
Target Met
$57.91 +54.0%
Apr 30, 2024
Goosehead Insurance Inc - Ordinary Shares - Class A GSHD
BUY $72.00
Est. +27%
$56.91 $130.39
Target Met
$51.40 -9.7%
Apr 30, 2024
Kinsale Capital Group Inc KNSL
BUY $453.00
Est. +25%
$363.25 $531.79
Target Met
$325.64 -10.4%
Apr 25, 2024
W.R. Berkley Corp. WRB
BUY $89.00
Est. +14%
$78.04 $80.00
Miss
$72.36 -7.3%
Apr 15, 2024
Progressive Corp. PGR
BUY $234.00
Est. +13%
$206.85 $292.94
Target Met
$204.54 -1.1%
Apr 08, 2024
American International Group Inc AIG
BUY $91.00
Est. +17%
$77.92 $88.05
Miss
$78.25 +0.4%
Mar 28, 2024
Goosehead Insurance Inc - Ordinary Shares - Class A GSHD
BUY $90.00
Est. +38%
$64.99 $130.39
Target Met
$51.40 -20.9%
Mar 25, 2024
Cincinnati Financial Corp. CINF
BUY $135.00
Est. +12%
$120.75 $161.75
Target Met
$179.23 +48.4%
Feb 12, 2024
Willis Towers Watson Public Limited Co WTW
BUY $298.00
Est. +9%
$272.20 $334.99
Target Met
$286.51 +5.3%
Dec 19, 2023
American International Group Inc AIG
BUY $83.00
Est. +25%
$66.46 $79.94
Miss
$78.25 +17.7%
Oct 25, 2023
Alphabet Inc - Ordinary Shares - Class A GOOGL
BUY $210.00
Est. +51%
$138.81 $191.75
Miss
$342.09 +146.4%
Aug 31, 2023
Hanover Insurance Group Inc THG
BUY $126.00
Est. +18%
$106.70 $147.14
Target Met
$212.87 +99.5%
Aug 08, 2023
Willis Towers Watson Public Limited Co WTW
BUY $205.00
Est. +1%
$203.44 $285.99
Target Met
$286.51 +40.8%
Jun 02, 2023
Kinsale Capital Group Inc KNSL
BUY $339.00
Est. +1%
$334.91 - -
$325.64 -2.8%
Signal & Target
BUY $220.00
Start Price $201.92
Best Price (1Y)
$239.38
Current Price $204.54
Return +1.3%
Signal & Target
BUY $376.00
Start Price $347.97
Best Price (1Y)
$379.91
Current Price $373.07
Return +7.2%
Signal & Target
BUY $97.00
Start Price $83.00
Best Price (1Y)
$100.40
Current Price $96.08
Return +15.8%
Signal & Target
BUY $208.00
Start Price $203.21
Best Price (1Y)
$239.38
Current Price $204.54
Return +0.7%
Neenah Inc
NP
Feb 13, 2026
Signal & Target
BUY $20.00
Start Price $17.14
Best Price (1Y)
$34.51
Current Price $30.00
Return +75.0%
Chubb Limited
CB
Feb 10, 2026
Signal & Target
SELL $326.00
Start Price $326.17
Best Price (1Y)
$308.61
Current Price $343.23
Return -5.2%
Signal & Target
BUY $239.00
Start Price $205.50
Best Price (1Y)
$239.38
Current Price $204.54
Return -0.5%
Signal & Target
BUY $275.00
Start Price $264.84
Best Price (1Y)
$264.69
Current Price $242.50
Return -8.4%
Signal & Target
SELL $26.00
Start Price $28.44
Best Price (1Y)
$25.53
Current Price $34.45
Return -21.1%
Signal & Target
BUY $303.00
Start Price $266.96
Best Price (1Y)
$329.57
Current Price $319.69
Return +19.8%
Signal & Target
BUY $79.00
Start Price $70.54
Best Price (1Y)
$79.85
Current Price $51.40
Return -27.1%
Signal & Target
BUY $260.00
Start Price $226.00
Best Price (1Y)
$239.38
Current Price $204.54
Return -9.5%
Signal & Target
BUY $81.00
Start Price $76.87
Best Price (1Y)
$100.40
Current Price $96.08
Return +25.0%
Neenah Inc
NP
Oct 27, 2025
Signal & Target
SELL $25.00
Start Price $26.37
Best Price (1Y)
$14.78
Current Price $30.00
Return -13.8%
Chubb Limited
CB
Oct 23, 2025
Signal & Target
BUY $283.00
Start Price $281.16
Best Price (1Y)
$365.29
Current Price $343.23
Return +22.1%
Signal & Target
BUY $55.00
Start Price $50.23
Best Price (1Y)
$62.96
Current Price $57.91
Return +15.3%
Signal & Target
BUY $34.00
Start Price $28.33
Best Price (1Y)
$17.85
Current Price $13.46
Return -52.5%
Signal & Target
BUY $88.00
Start Price $78.01
Best Price (1Y)
$100.40
Current Price $96.08
Return +23.2%
Signal & Target
BUY $48.00
Start Price $40.64
Best Price (1Y)
$55.56
Current Price $51.36
Return +26.4%
Signal & Target
BUY $453.00
Start Price $353.52
Best Price (1Y)
$373.14
Current Price $373.07
Return +5.5%
Signal & Target
BUY $180.00
Start Price $151.82
Best Price (1Y)
$188.34
Current Price $212.87
Return +40.2%
Signal & Target
BUY $141.00
Start Price $124.03
Best Price (1Y)
$138.62
Current Price $140.84
Return +13.6%
Signal & Target
BUY $143.00
Start Price $137.99
Best Price (1Y)
$150.19
Current Price $140.41
Return +1.8%
Signal & Target
BUY $372.00
Start Price $368.43
Best Price (1Y)
$392.78
Current Price $373.07
Return +1.3%
Signal & Target
BUY $325.00
Start Price $281.45
Best Price (1Y)
$351.23
Current Price $242.50
Return -13.8%
Signal & Target
BUY $104.00
Start Price $95.78
Best Price (1Y)
$103.17
Current Price $98.63
Return +3.0%
Signal & Target
BUY $380.00
Start Price $365.64
Best Price (1Y)
$412.97
Current Price $352.33
Return -3.6%
Signal & Target
BUY $273.00
Start Price $241.48
Best Price (1Y)
$292.94
Current Price $204.54
Return -15.3%
Signal & Target
BUY $105.00
Start Price $90.05
Best Price (1Y)
$103.56
Current Price $96.08
Return +6.7%
Signal & Target
BUY $270.00
Start Price $259.70
Best Price (1Y)
$287.95
Current Price $372.08
Return +43.3%
Signal & Target
BUY $228.00
Start Price $222.06
Best Price (1Y)
$248.00
Current Price $182.70
Return -17.7%
Signal & Target
BUY $214.00
Start Price $195.51
Best Price (1Y)
$215.70
Current Price $251.83
Return +28.8%
Signal & Target
SELL $217.00
Start Price $224.01
Best Price (1Y)
$195.01
Current Price $182.70
Return +18.4%
Signal & Target
BUY $75.00
Start Price $64.11
Best Price (1Y)
$77.00
Current Price $39.29
Return -38.7%
Signal & Target
BUY $90.00
Start Price $32.29
Best Price (1Y)
$36.30
Current Price $7.61
Return -76.4%
Signal & Target
BUY $30.00
Start Price $24.50
Best Price (1Y)
$36.79
Current Price $25.64
Return +4.7%
Signal & Target
BUY $98.00
Start Price $97.68
Best Price (1Y)
$116.47
Current Price $98.63
Return +1.0%
Signal & Target
BUY $403.00
Start Price $360.63
Best Price (1Y)
$407.30
Current Price $373.07
Return +3.4%
Signal & Target
BUY $237.00
Start Price $214.05
Best Price (1Y)
$292.94
Current Price $204.54
Return -4.4%
Signal & Target
BUY $205.00
Start Price $176.82
Best Price (1Y)
$213.18
Current Price $251.83
Return +42.4%
Signal & Target
BUY $95.00
Start Price $86.69
Best Price (1Y)
$103.56
Current Price $96.08
Return +10.8%
Signal & Target
BUY $240.00
Start Price $203.48
Best Price (1Y)
$277.83
Current Price $372.08
Return +82.9%
Signal & Target
BUY $191.00
Start Price $176.69
Best Price (1Y)
$213.18
Current Price $251.83
Return +42.5%
Signal & Target
BUY $325.00
Start Price $293.58
Best Price (1Y)
$412.97
Current Price $352.33
Return +20.0%
Signal & Target
BUY $235.00
Start Price $209.25
Best Price (1Y)
$292.94
Current Price $204.54
Return -2.3%
Signal & Target
BUY $89.00
Start Price $79.43
Best Price (1Y)
$88.05
Current Price $78.25
Return -1.5%
Signal & Target
BUY $42.00
Start Price $37.61
Best Price (1Y)
$60.40
Current Price $57.91
Return +54.0%
Signal & Target
BUY $72.00
Start Price $56.91
Best Price (1Y)
$130.39
Current Price $51.40
Return -9.7%
Signal & Target
BUY $453.00
Start Price $363.25
Best Price (1Y)
$531.79
Current Price $325.64
Return -10.4%
Signal & Target
BUY $89.00
Start Price $78.04
Best Price (1Y)
$80.00
Current Price $72.36
Return -7.3%
Signal & Target
BUY $234.00
Start Price $206.85
Best Price (1Y)
$292.94
Current Price $204.54
Return -1.1%
Signal & Target
BUY $91.00
Start Price $77.92
Best Price (1Y)
$88.05
Current Price $78.25
Return +0.4%
Signal & Target
BUY $90.00
Start Price $64.99
Best Price (1Y)
$130.39
Current Price $51.40
Return -20.9%
Signal & Target
BUY $135.00
Start Price $120.75
Best Price (1Y)
$161.75
Current Price $179.23
Return +48.4%
Signal & Target
BUY $298.00
Start Price $272.20
Best Price (1Y)
$334.99
Current Price $286.51
Return +5.3%
Signal & Target
BUY $83.00
Start Price $66.46
Best Price (1Y)
$79.94
Current Price $78.25
Return +17.7%
Signal & Target
BUY $210.00
Start Price $138.81
Best Price (1Y)
$191.75
Current Price $342.09
Return +146.4%
Signal & Target
BUY $126.00
Start Price $106.70
Best Price (1Y)
$147.14
Current Price $212.87
Return +99.5%
Signal & Target
BUY $205.00
Start Price $203.44
Best Price (1Y)
$285.99
Current Price $286.51
Return +40.8%
Signal & Target
BUY $339.00
Start Price $334.91
Best Price (1Y)
-
Current Price $325.64
Return -2.8%