Chubb Limited
CB
Market Cap$111.84B
Close$
Earnings Call Q1 2025
April 23, 2025 - AI Summary
Solid Core Operating Income: Chubb reported a core operating income of $1.5 billion for Q1 2025, despite being down 31% year-over-year. The decline was attributed to significant catastrophe losses from the California wildfires totaling $1.6 billion but was offset by good underlying underwriting results and strong investment income growth of double digits.
Premium Growth: Total company premiums grew by 5.7% in constant dollars, with specific segments reporting better performance; Property & Casualty (P&C) revenue increased by 3.2% (5% in constant dollars), driven particularly by 6% growth in consumer business and 4.6% in commercial P&C.
Combined Ratio and Underwriting Performance: Chubb's reported combined ratio was 95.7%, indicating efficiency in underwriting processes despite catastrophe losses. Notably, the current accident year combined ratio improved to 82.3%, demonstrating strong underlying performance and a favorable prior year reserve development of $255 million.
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$601.93
110.4% upside
Current Fair Value
110.4% upsideUndervalued by 110.4% based on the discounted cash flow analysis.
Share Statistics
| Market cap | $111.84 Billion |
|---|---|
| Enterprise Value | $124.73 Billion |
| Dividend Yield | $3.64 (1.30414531904984%) |
| Earnings per Share | $22.94 |
| Beta | 0.48 |
| Outstanding Shares | 404,189,749 |
Return
| Return on Equity | - |
|---|---|
| Return on Assets | - |
| Return on Invested Capital | - |
Valuation & Multiples
| P/E Ratio | 12.17 |
|---|---|
| PEG | 88.46 |
| Price to Sales | 2.12 |
| Price to Book Ratio | 1.69 |
| Enterprise Value to Revenue | 2.27 |
| Enterprise Value to EBIT | 13.72 |
| Enterprise Value to Net Income | 12 |
| Total Debt to Enterprise | 0.12 |
| Debt to Equity | 0.24 |
Revenue Sources
No data
Insider Trades
ESG Score
No data
About Chubb Limited
31,000 employees
CEO: Evan Greenberg Chubb is the world's largest publicly traded property and casualty insurance company. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and suppleme...