SoFi Technologies Profit Margin

SoFi Technologies (SOFI) currently reports a profit margin of 12.3% as of June 2026. That compares with 16.33% in the prior-year period — down 24.7% year over year. That is below the Finance sector average of 31.21%. Use the charts on this page to explore SoFi Technologies's profit margin history and peer comparisons.

SoFi Technologies's profit margin decreased from 16.33% to 12.3% — a 24.7% year-over-year decrease (period ending June 2026). Watching multi-year history on the chart below helps separate one-off swings from a lasting trend.

SoFi Technologies's profit margin of 12.3% is lower than the Finance sector average of 31.21%. That is roughly 60.6% below the sector mean. A reading lower peers can reflect different growth expectations, capital structure, or profitability — so it is worth checking the peer comparison chart before drawing conclusions.

There is no universal 'good' profit margin, but SoFi Technologies's current 12.3% should be judged against Finance norms (sector average: 31.21%) and against SOFI's own history. Strong, stable readings often indicate durable competitive advantage; volatile or declining ones deserve a closer look at margins and capital efficiency.

Start with the current profit margin of 12.3%, then check the historical chart for trend and the peer comparison chart for relative positioning. The Finance average is 31.21%. From there, open related valuation or income-statement pages for SoFi Technologies, and consider following SOFI for alerts when major investors trade the stock.