SoFi Technologies Net Income

The latest net income for SOFI is $640M as of June 2026. That compares with $560M in the prior-year period — up 13.3% year over year. That is below the Finance sector average of $270B. Investors often review this figure alongside SoFi Technologies's historical trend and sector peers before judging valuation or financial health.

Over the past year, SOFI's net income moved from $560M to $640M — a 13.3% year-over-year increase. If the trend continues in the same direction for several quarters, it can signal a meaningful shift in SoFi Technologies's operating scale or balance-sheet position.

Against Finance companies, SOFI currently prints $640M for net income, while the sector average sits near $270B. That is roughly 99.8% below the sector mean. Large gaps often invite a closer look at SoFi Technologies's growth, margins, and balance sheet.

A net income figure of $640M for SOFI is a snapshot of scale on that line item. On its own it does not say whether the business is healthy — you also want growth rate, margins, and how the number compares with similar companies. The Finance average is about $270B. Explore the charts below for those layers of context.

After noting SOFI's net income ($640M), review year-over-year change from $560M, peer averages, and a few neighboring metrics such as revenue, margins, or valuation multiples. That combination usually beats staring at a single figure. The navigation links on this page jump you to those related views.