Credit Acceptance Profit Margin

The latest profit margin for CACC is 19.49% as of March 2026. That compares with 13.07% in the prior-year period — up 49.2% year over year. That is above the Finance sector average of 17.31%. Investors often review this figure alongside Credit Acceptance's historical trend and sector peers before judging valuation or financial health.

Over the past year, CACC's profit margin moved from 13.07% to 19.49% — a 49.2% year-over-year increase. If the trend continues in the same direction for several quarters, it can signal a meaningful shift in Credit Acceptance's valuation or profitability profile.

Against Finance companies, CACC currently prints 19.49% for profit margin, while the sector average sits near 17.31%. That is roughly 12.6% above the sector mean. Large gaps often invite a closer look at Credit Acceptance's growth, margins, and balance sheet.

Profit Margin shows how effectively Credit Acceptance converts resources into returns. At 19.49%, CACC may look efficient or underperforming depending on peer benchmarks and trend direction. That compares with 13.07% in the prior-year period — up 49.2% year over year. Pair the percentage with revenue growth and leverage for a fuller health check.

After noting CACC's profit margin (19.49%), review year-over-year change from 13.07%, peer averages, and a few neighboring metrics such as revenue, margins, or valuation multiples. That combination usually beats staring at a single figure. The navigation links on this page jump you to those related views.