Credit Acceptance Profit Margin

The latest profit margin for CACC is 21.54% as of June 2026. That compares with 18.74% in the prior-year period — up 14.9% year over year. That is below the Finance sector average of 31.21%. Investors often review this figure alongside Credit Acceptance's historical trend and sector peers before judging valuation or financial health.

Over the past year, CACC's profit margin moved from 18.74% to 21.54% — a 14.9% year-over-year increase. If the trend continues in the same direction for several quarters, it can signal a meaningful shift in Credit Acceptance's valuation or profitability profile.

Against Finance companies, CACC currently prints 21.54% for profit margin, while the sector average sits near 31.21%. That is roughly 31.0% below the sector mean. Large gaps often invite a closer look at Credit Acceptance's growth, margins, and balance sheet.

Profit Margin shows how effectively Credit Acceptance converts resources into returns. At 21.54%, CACC may look efficient or underperforming depending on peer benchmarks and trend direction. That compares with 18.74% in the prior-year period — up 14.9% year over year. Pair the percentage with revenue growth and leverage for a fuller health check.

After noting CACC's profit margin (21.54%), review year-over-year change from 18.74%, peer averages, and a few neighboring metrics such as revenue, margins, or valuation multiples. That combination usually beats staring at a single figure. The navigation links on this page jump you to those related views.