Credit Acceptance Net Income

The latest net income for CACC is $500M as of June 2026. That compares with $420M in the prior-year period — up 18.3% year over year. That is below the Finance sector average of $270B. Investors often review this figure alongside Credit Acceptance's historical trend and sector peers before judging valuation or financial health.

Over the past year, CACC's net income moved from $420M to $500M — a 18.3% year-over-year increase. If the trend continues in the same direction for several quarters, it can signal a meaningful shift in Credit Acceptance's operating scale or balance-sheet position.

Against Finance companies, CACC currently prints $500M for net income, while the sector average sits near $270B. That is roughly 99.8% below the sector mean. Large gaps often invite a closer look at Credit Acceptance's growth, margins, and balance sheet.

A net income figure of $500M for CACC is a snapshot of scale on that line item. On its own it does not say whether the business is healthy — you also want growth rate, margins, and how the number compares with similar companies. The Finance average is about $270B. Explore the charts below for those layers of context.

After noting CACC's net income ($500M), review year-over-year change from $420M, peer averages, and a few neighboring metrics such as revenue, margins, or valuation multiples. That combination usually beats staring at a single figure. The navigation links on this page jump you to those related views.