BackCredit Acceptance Overview

Credit Acceptance Operating Income

Latest operating income for CACC: $1B.

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Quarterly Operating Income

$33.70M

As of Sep 30, 2026

Annual Operating Income (TTM)

$1.04B
↑ 18.33% YoY

Trailing 12 months ending Sep 30, 2026

Average Operating Income (Comparison Companies)

Operating Income History

Operating Income Comparison

Annual Operating Income Growth Rate (%)

Annual Operating Income Growth (Absolute)

Credit Acceptance (CACC) FAQ

The latest operating income for CACC is $1B as of September 2026. That compares with $880M in the prior-year period — up 18.3% year over year. Investors often review this figure alongside Credit Acceptance's historical trend and sector peers before judging valuation or financial health.

Over the past year, CACC's operating income moved from $880M to $1B — a 18.3% year-over-year increase. If the trend continues in the same direction for several quarters, it can signal a meaningful shift in Credit Acceptance's operating scale or balance-sheet position.

A operating income figure of $1B for CACC is a snapshot of scale on that line item. On its own it does not say whether the business is healthy — you also want growth rate, margins, and how the number compares with similar companies. Explore the charts below for those layers of context.

After noting CACC's operating income ($1B), review year-over-year change from $880M, peer averages, and a few neighboring metrics such as revenue, margins, or valuation multiples. That combination usually beats staring at a single figure. The navigation links on this page jump you to those related views.

This page's peer comparison chart is the fastest way to stack Credit Acceptance's operating income against similar Finance names. You can also browse sector and industry screens on Stockcircle for a broader set of Finance companies and their key multiples and fundamentals.