John Hecht Score: 35
Analyst at
Jefferies
Avg Return (Buy)
How much profit would you make?
Calculates the average return of all BUY recommendations after exactly 1 year (or today if newer).
Note: Sell ratings are ignored here to focus on investment potential.
Calculates the average return of all BUY recommendations after exactly 1 year (or today if newer).
Note: Sell ratings are ignored here to focus on investment potential.
+4.3%
1 Year Cap
Win Rate
How often is the direction correct?
Percentage of trades that are currently profitable.
• Buy: Stock price went UP 📈
• Sell: Stock price went DOWN 📉
Percentage of trades that are currently profitable.
• Buy: Stock price went UP 📈
• Sell: Stock price went DOWN 📉
50%
16 W / 16 L
Target Met
How often was the target reached?
Hits vs. Total.
Hits vs. Total.
84%
16 W / 3 L
Precision Hit
How often precise (±3%)?
Hits vs. Total.
Hits vs. Total.
5%
1 W / 18 L
Bullseye Hit
How often perfect (±1%)?
Hits vs. Total.
Hits vs. Total.
0%
0 W / 19 L
High Conviction
The "Brave" Trades (>20% Upside)
Win Rate only for recommendations where the analyst predicted a massive move (>20%).
Shows if they are right when they bet big.
Win Rate only for recommendations where the analyst predicted a massive move (>20%).
Shows if they are right when they bet big.
62%
8 W / 5 L
Long Wins
Success rate for BUY ratings
How often is the analyst right when saying "Buy"?
(Price went UP).
How often is the analyst right when saying "Buy"?
(Price went UP).
46%
12 W / 14 L
Short Wins
Success rate for SELL ratings
How often is the analyst right when saying "Sell"?
(Price went DOWN).
How often is the analyst right when saying "Sell"?
(Price went DOWN).
67%
4 W / 2 L
Coverage & Price Targets
| Date | Stock | Signal | Target | Start Price | Best Price (1Y) | Accuracy | Current Price |
|---|---|---|---|---|---|---|---|
| Jul 08, 2026 |
PROG Holdings Inc
PRG
|
BUY |
$60.00
Est. +37%
|
$43.76 | $47.69 |
Pending
|
$38.47
-12.1%
|
| Jul 08, 2026 |
Enova International Inc.
ENVA
|
BUY |
$280.00
Est. +18%
|
$237.00 | $267.45 |
Pending
|
$233.17
-1.6%
|
| Jun 09, 2026 |
Upstart Holdings Inc
UPST
|
SELL |
$30.00
Est. +3%
|
$31.06 | $25.89 (Low) |
Target Met
|
$28.52
+8.2%
|
| Mar 17, 2026 |
Americas Car Mart, Inc.
CRMT
|
BUY |
$14.00
Est. +15%
|
$12.15 | $14.62 |
Target Met
|
$2.21
-81.8%
|
| Mar 16, 2026 |
Capital One Financial Corp.
COF
|
BUY |
$300.00
Est. +66%
|
$180.85 | $228.14 |
Pending
|
$220.50
+21.9%
|
| Mar 06, 2026 |
Jernigan Capital, Inc.
JCAP
|
BUY |
$29.00
Est. +35%
|
$21.54 | $24.44 |
Pending
|
$21.38
-0.7%
|
| Feb 19, 2026 |
PROG Holdings Inc
PRG
|
SELL |
$35.00
Est. +13%
|
$40.45 | $27.24 (Low) |
Target Met
|
$38.47
+4.9%
|
| Feb 09, 2026 |
Pagaya Technologies Ltd - Ordinary Shares - Class A
PGY
|
BUY |
$35.00
Est. +134%
|
$14.96 | $23.68 |
Pending
|
$22.89
+53.0%
|
| Dec 29, 2025 |
Americas Car Mart, Inc.
CRMT
|
BUY |
$29.00
Est. +15%
|
$25.24 | $28.70 |
Precision Hit (±3%)
|
$2.21
-91.2%
|
| Oct 28, 2025 |
SoFi Technologies Inc
SOFI
|
BUY |
$35.00
Est. +11%
|
$31.66 | $32.73 |
Pending
|
$18.51
-41.5%
|
| Aug 26, 2025 |
Affirm Holdings Inc - Ordinary Shares - Class A
AFRM
|
BUY |
$95.00
Est. +21%
|
$78.36 | $100.00 |
Target Met
|
$74.30
-5.2%
|
| Dec 19, 2024 |
Affirm Holdings Inc - Ordinary Shares - Class A
AFRM
|
BUY |
$82.00
Est. +24%
|
$66.32 | $100.00 |
Target Met
|
$74.30
+12.0%
|
| Oct 29, 2024 |
SoFi Technologies Inc
SOFI
|
BUY |
$13.00
Est. +24%
|
$10.47 | $32.57 |
Target Met
|
$18.51
+76.8%
|
| Oct 01, 2024 |
PROG Holdings Inc
PRG
|
BUY |
$58.00
Est. +20%
|
$48.49 | $50.12 |
Miss
|
$38.47
-20.7%
|
| Sep 24, 2024 |
Bread Financial Holdings Inc
BFH
|
SELL |
$50.00
Est. +2%
|
$50.83 | $38.21 (Low) |
Target Met
|
$108.79
-114.0%
|
| Sep 20, 2024 |
Enova International Inc.
ENVA
|
BUY |
$95.00
Est. +11%
|
$85.91 | $128.60 |
Target Met
|
$233.17
+171.4%
|
| Sep 20, 2024 |
Americas Car Mart, Inc.
CRMT
|
BUY |
$45.00
Est. +6%
|
$42.49 | $62.72 |
Target Met
|
$2.21
-94.8%
|
| Sep 10, 2024 |
Ally Financial Inc
ALLY
|
BUY |
$45.00
Est. +37%
|
$32.93 | $42.46 |
Miss
|
$43.59
+32.4%
|
| Jul 18, 2024 |
LendingClub Corp
LC
|
BUY |
$12.00
Est. +12%
|
$10.68 | $18.75 |
Target Met
|
$19.21
+79.9%
|
| Jul 09, 2024 |
Bread Financial Holdings Inc
BFH
|
BUY |
$45.00
Est. +0%
|
$44.93 | $66.71 |
Target Met
|
$108.79
+142.1%
|
| Jun 06, 2024 |
Capital One Financial Corp.
COF
|
BUY |
$165.00
Est. +22%
|
$135.48 | $210.67 |
Target Met
|
$220.50
+62.8%
|
| Apr 19, 2024 |
Discover Financial Services
DFS
|
BUY |
$145.00
Est. +17%
|
$124.27 | $205.76 |
Target Met
|
$200.05
+61.0%
|
| Apr 02, 2024 |
OneMain Holdings Inc
OMF
|
BUY |
$56.00
Est. +11%
|
$50.23 | $58.90 |
Target Met
|
$64.58
+28.6%
|
| Mar 14, 2024 |
Oportun Financial Corp
OPRT
|
SELL |
$3.50
Est. +1%
|
$3.52 | $2.37 (Low) |
Target Met
|
$7.41
-110.5%
|
| Apr 19, 2022 |
Upstart Holdings Inc
UPST
|
SELL |
$85.00
Est. +3%
|
$87.50 | - | - |
$28.52
+67.4%
|
| Apr 05, 2022 |
EZCorp, Inc. - Ordinary Shares - Class A
EZPW
|
BUY |
$8.50
Est. +34%
|
$6.36 | - | - |
$33.30
+423.6%
|
| Feb 10, 2022 |
Affirm Holdings Inc - Ordinary Shares - Class A
AFRM
|
SELL |
$45.00
Est. +23%
|
$58.68 | - | - |
$74.30
-26.6%
|
| Jan 05, 2022 |
Synchrony Financial
SYF
|
BUY |
$60.00
Est. +29%
|
$46.68 | - | - |
$79.85
+71.1%
|
| Jan 05, 2022 |
American Express Co.
AXP
|
BUY |
$180.00
Est. +5%
|
$170.84 | - | - |
$329.82
+93.1%
|
| Jan 05, 2022 |
Alliance Data System
ADS
|
BUY |
$75.00
Est. +9%
|
$68.81 | $57.82 |
Miss
|
$56.80
-17.5%
|
| Oct 26, 2021 |
Ares Capital Corp
ARCC
|
BUY |
$24.00
Est. +17%
|
$20.50 | - | - |
$20.01
-2.4%
|
| Oct 21, 2021 |
Ally Financial Inc
ALLY
|
BUY |
$65.00
Est. +24%
|
$52.36 | - | - |
$43.59
-16.7%
|
PROG Holdings Inc
PRG
Jul 08, 2026
Signal & Target
BUY
$60.00
Start Price
$43.76
Best Price (1Y)
$47.69
Current Price
$38.47
Return
-12.1%
Enova International Inc.
ENVA
Jul 08, 2026
Signal & Target
BUY
$280.00
Start Price
$237.00
Best Price (1Y)
$267.45
Current Price
$233.17
Return
-1.6%
Upstart Holdings Inc
UPST
Jun 09, 2026
Signal & Target
SELL
$30.00
Start Price
$31.06
Best Price (1Y)
$25.89
Current Price
$28.52
Return
+8.2%
Americas Car Mart, Inc.
CRMT
Mar 17, 2026
Signal & Target
BUY
$14.00
Start Price
$12.15
Best Price (1Y)
$14.62
Current Price
$2.21
Return
-81.8%
Capital One Financial Corp.
COF
Mar 16, 2026
Signal & Target
BUY
$300.00
Start Price
$180.85
Best Price (1Y)
$228.14
Current Price
$220.50
Return
+21.9%
Jernigan Capital, Inc.
JCAP
Mar 06, 2026
Signal & Target
BUY
$29.00
Start Price
$21.54
Best Price (1Y)
$24.44
Current Price
$21.38
Return
-0.7%
PROG Holdings Inc
PRG
Feb 19, 2026
Signal & Target
SELL
$35.00
Start Price
$40.45
Best Price (1Y)
$27.24
Current Price
$38.47
Return
+4.9%
Signal & Target
BUY
$35.00
Start Price
$14.96
Best Price (1Y)
$23.68
Current Price
$22.89
Return
+53.0%
Americas Car Mart, Inc.
CRMT
Dec 29, 2025
Signal & Target
BUY
$29.00
Start Price
$25.24
Best Price (1Y)
$28.70
Current Price
$2.21
Return
-91.2%
SoFi Technologies Inc
SOFI
Oct 28, 2025
Signal & Target
BUY
$35.00
Start Price
$31.66
Best Price (1Y)
$32.73
Current Price
$18.51
Return
-41.5%
Affirm Holdings Inc - Ordinary Shares - Class A
AFRM
Aug 26, 2025
Signal & Target
BUY
$95.00
Start Price
$78.36
Best Price (1Y)
$100.00
Current Price
$74.30
Return
-5.2%
Affirm Holdings Inc - Ordinary Shares - Class A
AFRM
Dec 19, 2024
Signal & Target
BUY
$82.00
Start Price
$66.32
Best Price (1Y)
$100.00
Current Price
$74.30
Return
+12.0%
SoFi Technologies Inc
SOFI
Oct 29, 2024
Signal & Target
BUY
$13.00
Start Price
$10.47
Best Price (1Y)
$32.57
Current Price
$18.51
Return
+76.8%
PROG Holdings Inc
PRG
Oct 01, 2024
Signal & Target
BUY
$58.00
Start Price
$48.49
Best Price (1Y)
$50.12
Current Price
$38.47
Return
-20.7%
Bread Financial Holdings Inc
BFH
Sep 24, 2024
Signal & Target
SELL
$50.00
Start Price
$50.83
Best Price (1Y)
$38.21
Current Price
$108.79
Return
-114.0%
Enova International Inc.
ENVA
Sep 20, 2024
Signal & Target
BUY
$95.00
Start Price
$85.91
Best Price (1Y)
$128.60
Current Price
$233.17
Return
+171.4%
Americas Car Mart, Inc.
CRMT
Sep 20, 2024
Signal & Target
BUY
$45.00
Start Price
$42.49
Best Price (1Y)
$62.72
Current Price
$2.21
Return
-94.8%
Ally Financial Inc
ALLY
Sep 10, 2024
Signal & Target
BUY
$45.00
Start Price
$32.93
Best Price (1Y)
$42.46
Current Price
$43.59
Return
+32.4%
LendingClub Corp
LC
Jul 18, 2024
Signal & Target
BUY
$12.00
Start Price
$10.68
Best Price (1Y)
$18.75
Current Price
$19.21
Return
+79.9%
Bread Financial Holdings Inc
BFH
Jul 09, 2024
Signal & Target
BUY
$45.00
Start Price
$44.93
Best Price (1Y)
$66.71
Current Price
$108.79
Return
+142.1%
Capital One Financial Corp.
COF
Jun 06, 2024
Signal & Target
BUY
$165.00
Start Price
$135.48
Best Price (1Y)
$210.67
Current Price
$220.50
Return
+62.8%
Discover Financial Services
DFS
Apr 19, 2024
Signal & Target
BUY
$145.00
Start Price
$124.27
Best Price (1Y)
$205.76
Current Price
$200.05
Return
+61.0%
OneMain Holdings Inc
OMF
Apr 02, 2024
Signal & Target
BUY
$56.00
Start Price
$50.23
Best Price (1Y)
$58.90
Current Price
$64.58
Return
+28.6%
Oportun Financial Corp
OPRT
Mar 14, 2024
Signal & Target
SELL
$3.50
Start Price
$3.52
Best Price (1Y)
$2.37
Current Price
$7.41
Return
-110.5%
Upstart Holdings Inc
UPST
Apr 19, 2022
Signal & Target
SELL
$85.00
Start Price
$87.50
Best Price (1Y)
-
Current Price
$28.52
Return
+67.4%
EZCorp, Inc. - Ordinary Shares - Class A
EZPW
Apr 05, 2022
Signal & Target
BUY
$8.50
Start Price
$6.36
Best Price (1Y)
-
Current Price
$33.30
Return
+423.6%
Affirm Holdings Inc - Ordinary Shares - Class A
AFRM
Feb 10, 2022
Signal & Target
SELL
$45.00
Start Price
$58.68
Best Price (1Y)
-
Current Price
$74.30
Return
-26.6%
Synchrony Financial
SYF
Jan 05, 2022
Signal & Target
BUY
$60.00
Start Price
$46.68
Best Price (1Y)
-
Current Price
$79.85
Return
+71.1%
American Express Co.
AXP
Jan 05, 2022
Signal & Target
BUY
$180.00
Start Price
$170.84
Best Price (1Y)
-
Current Price
$329.82
Return
+93.1%
Alliance Data System
ADS
Jan 05, 2022
Signal & Target
BUY
$75.00
Start Price
$68.81
Best Price (1Y)
$57.82
Current Price
$56.80
Return
-17.5%
Ares Capital Corp
ARCC
Oct 26, 2021
Signal & Target
BUY
$24.00
Start Price
$20.50
Best Price (1Y)
-
Current Price
$20.01
Return
-2.4%
Ally Financial Inc
ALLY
Oct 21, 2021
Signal & Target
BUY
$65.00
Start Price
$52.36
Best Price (1Y)
-
Current Price
$43.59
Return
-16.7%