Upstart Holdings Inc

Upstart Holdings Inc

UPST

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Market Cap$2.31B
Close$

Compare to Similar Companies

P/E RatioDividendsReturn on EquityPrice-to-SalesDebt-to-Equity
Upstart Holdings IncUpstart Holdings Inc38.8-8%2.32.5
$41.20

Target Price by Analysts

66.5% upsideUpstart Holdings Target Price DetailsTarget Price
$-11.07

Current Fair Value

144.7% downside

Overvalued by 144.7% based on the discounted cash flow analysis.

Share Statistics

Market cap$2.31 Billion
Enterprise Value$3.84 Billion
Dividend Yield$- (-)
Earnings per Share$0.56
Beta2.17
Outstanding Shares96,573,751

Return

Return on Equity7.57%ROE
Return on Assets1.90%
Return on Invested Capital1.89%

Valuation & Multiples

P/E Ratio38.78P/E Ratio
PEG19.89PEG
Price to Sales2.25Price to Sales
Price to Book Ratio3.09Price to Book Ratio
Enterprise Value to Revenue3.42
Enterprise Value to EBIT79.1
Enterprise Value to Net Income63
Total Debt to Enterprise0.52
Debt to Equity2.49Debt to Equity

Revenue Sources

No data

Insider Trades

Last Earnings Call

Report Date
August 4, 2026
EPS Estimate
$0.18
Average shareholder expectation
Revenue Estimate
$354.74 M
Average shareholder expectation

Next Earnings Call

Expected Date
November 3, 2026
EPS Estimate
$0.21
Average shareholder expectation
Revenue Estimate
$365.86 M
Average shareholder expectation

Institutional Put/Call Ratio

Market sentiment based on institutional option activity.

Put/Call Ratio0.0000▼ 81.64%
Total Calls-▼ 100.00%
Total Puts-▼ 100.00%

Institutional Ownership

Holdings and activity of institutional investors.

Ownership %0.01%▼ 62.79%
Total Invested$195,463▼ 99.99%
Investors Holding11▼ 409.00%

ESG Score

No data

About Upstart Holdings Inc

Upstart is a leading AI lending platform partnering with banks to expand access to affordable credit.