Upstart Holdings Inc
UPST
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Current Fair Value
136.5% downsideOvervalued by 136.5% based on the discounted cash flow analysis.
Share Statistics
| Market cap | $3.23 Billion |
|---|---|
| Enterprise Value | $4.28 Billion |
| Dividend Yield | $- (-) |
| Earnings per Share | $0.56 |
| Beta | 2.26 |
| Outstanding Shares | 96,901,974 |
Return
| Return on Equity | 6.74% |
|---|---|
| Return on Assets | 1.67% |
| Return on Invested Capital | 1.49% |
Valuation & Multiples
| P/E Ratio | 66.28 |
|---|---|
| PEG | 38.62 |
| Price to Sales | 2.75 |
| Price to Book Ratio | 4.33 |
| Enterprise Value to Revenue | 3.81 |
| Enterprise Value to EBIT | 105.13 |
| Enterprise Value to Net Income | 86 |
| Total Debt to Enterprise | 0.46 |
| Debt to Equity | 2.7 |
Revenue Sources
No data
Insider Trades
Last Earnings Call
Next Earnings Call
Institutional Put/Call Ratio
Market sentiment based on institutional option activity.
| Put/Call Ratio | 0.8596▼ 3.25% |
|---|---|
| Total Calls | 9,624,388▲ 2.71% |
| Total Puts | 8,273,250▼ 1.03% |
Institutional Ownership
Holdings and activity of institutional investors.
| Ownership % | 57.98%▼ 8.90% |
|---|---|
| Total Invested | $2.18B▼ 22.96% |
| Investors Holding | 388▼ 61.00% |
ESG Score
No data
About Upstart Holdings Inc
Upstart is a leading AI lending platform partnering with banks to expand access to affordable credit.
Relevant Senate Committees
As the key body for developing and analyzing tax legislation, its revenue estimates and technical expertise directly influence corporate tax structures and the overall tax burden on financial markets, critically impacting Upstart's financial performance.
This powerful committee controls taxation, which directly impacts corporate profitability and valuations, significantly influencing Upstart's financial health and strategic decisions.
This is the primary committee regulating the financial system, including banks (Upstart's partners) and credit. Its decisions on bank capital requirements and cryptocurrency regulation directly impact the legal and operational environment for Upstart's AI lending platform.
This committee's vast jurisdiction over interstate commerce, including the FTC, allows it to impact consumer protection and fair lending regulations, and potentially AI/data privacy laws, which are highly relevant to Upstart's business model.
This committee increasingly regulates emerging risks like Artificial Intelligence in financial markets, directly impacting Upstart's core AI lending platform and operational framework.