Upstart Holdings Inc

Upstart Holdings Inc

UPST - Insider Information

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Market Cap$2.24B
Close$

Compare to Similar Companies

P/E RatioDividendsReturn on EquityPrice-to-SalesDebt-to-Equity
Upstart Holdings IncUpstart Holdings Inc37-8%2.12.5
$39.00

Target Price by Analysts

66.8% upsideUpstart Holdings Target Price DetailsTarget Price
$-11.07

Current Fair Value

147.4% downside

Overvalued by 147.4% based on the discounted cash flow analysis.

Insider Trades

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Congress Trades

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Share Statistics

Market cap$2.24 Billion
Enterprise Value$3.77 Billion
Earnings per Share$0.56
Beta2.17
Outstanding Shares96,573,751

Return

Return on Equity7.57%ROE
Return on Assets1.90%
Return on Invested Capital1.89%

Valuation & Multiples

P/E Ratio37.05P/E Ratio
PEG19PEG
Price to Sales2.13Price to Sales
Price to Book Ratio2.92Price to Book Ratio
Enterprise Value to Revenue3.36
Enterprise Value to EBIT77.73
Enterprise Value to Net Income62
Total Debt to Enterprise0.53
Debt to Equity2.49Debt to Equity

Revenue Sources

No data

Last Earnings Call

Report Date
November 3, 2026
EPS Estimate
$0.20
Consensus analyst estimate
Revenue Estimate
$362.68 M
Consensus analyst estimate

Next Earnings Call

Expected Date
February 9, 2027
EPS Estimate
$0.77
Consensus analyst estimate
Revenue Estimate
$316.75 M
Consensus analyst estimate

Institutional Put/Call Ratio

Compares institutional put options with call options. At 0.00, the ratio is below 1, so institutions hold more calls than puts.

Put/Call Ratio0.0000▼ 81.64%
Total Calls-▼ 100.00%
Total Puts-▼ 100.00%

Institutional Ownership

Holdings and activity of institutional investors.

Ownership %2.41%▼ 60.39%
Total Invested$53.89M▼ 97.43%
Investors Holding81▼ 339.00%

About Upstart Holdings Inc

Upstart is a leading AI lending platform partnering with banks to expand access to affordable credit.

Upstart Holdings Insider Information FAQ

Stockcircle tracks 5 top investors with a current 13F position in Upstart Holdings. Holdings come from the latest quarterly 13F filings filed with the SEC.

In the latest 13F quarter on Stockcircle, 4 top investors increased or opened positions and 4 top investors reduced or sold among tracked top investors. Changes are based on reported share counts in their quarterly filings, not day-to-day trading.

Stockcircle shows 3 open-market insider purchases and 18 open-market insider sales for Upstart Holdings in the last six months from SEC Form 4 reports by executives, directors, and other insiders.

Form 4 insider trades are added as new filings are imported. Top investor 13F holdings refresh after each quarterly filing cycle. Politician trade disclosures are added when new reports are published on Stockcircle.