Enova International Inc.

Enova International Inc.

ENVA

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Market Cap$4.02B
Close$

Compare to Similar Companies

P/E RatioDividendsReturn on EquityPrice-to-SalesDebt-to-Equity
Enova International Inc.Enova International Inc.12.3-23%1.23.4
$205.00

Target Price by Analysts

29% upsideEnova International Target Price DetailsTarget Price
$67.96

Current Fair Value

57.2% downside

Overvalued by 57.2% based on the discounted cash flow analysis.

Share Statistics

Market cap$4.02 Billion
Enterprise Value$8.76 Billion
Dividend Yield$- (-)
Earnings per Share$12.26
Beta1.33
Outstanding Shares24,874,000

Return

Return on Equity23.29%ROE
Return on Assets4.75%
Return on Invested Capital6.10%

Valuation & Multiples

P/E Ratio12.3P/E Ratio
PEG49.43PEG
Price to Sales1.21Price to Sales
Price to Book Ratio2.84Price to Book Ratio
Enterprise Value to Revenue2.67
Enterprise Value to EBIT20.88
Enterprise Value to Net Income26
Total Debt to Enterprise0.55
Debt to Equity3.45Debt to Equity

Revenue Sources

No data

Insider Trades

Last Earnings Call

Report Date
May 5, 2026
EPS Estimate
$3.66
Average shareholder expectation
Revenue Estimate
$851.69 M
Average shareholder expectation

Next Earnings Call

Expected Date
July 23, 2026
EPS Estimate
$3.99
Average shareholder expectation
Revenue Estimate
$903.67 M
Average shareholder expectation

Institutional Put/Call Ratio

Market sentiment based on institutional option activity.

Put/Call Ratio6.9530 682.42%
Total Calls57,500 50.94%
Total Puts399,800 2547.68%

Institutional Ownership

Holdings and activity of institutional investors.

Ownership %94.59% 0.60%
Total Invested$3.18B 12.99%
Investors Holding393 4.00%

ESG Score

No data

About Enova International Inc.

CEO: David Fisher

Enova International is a leading provider of online financial services to non-prime consumers and small businesses, providing access to credit powered by its advanced analytics, innovative technology, and world-class online platform and ...

Relevant Senate Committees

Joint Committee on Taxation

Provides crucial analysis and scoring for all tax legislation, directly influencing corporate tax structures and the overall tax burden on financial markets, which impacts Enova's profitability.

Finance

Controls taxation and influences entitlement spending, both of which directly impact Enova's profitability through corporate tax rates and the financial well-being of its non-prime consumer base.

Banking, Housing, and Urban Affairs

This committee is the primary regulator for the entire financial system, including consumer credit, fintech, and lending practices, directly impacting Enova's core business model and regulatory environment.

Small Business and Entrepreneurship

Directly oversees the Small Business Administration (SBA) and impacts capital flow to small businesses through loan programs, which directly affects Enova's small business lending segment and competitive environment.

Commerce, Science, and Transportation

Possesses vast jurisdiction over interstate commerce, including consumer protection (FTC) and data privacy regulations, which are highly relevant for an online financial services provider handling sensitive customer data.

Homeland Security and Governmental Affairs

This committee regulates government procurement and, crucially, 'emerging risks like Artificial Intelligence in financial markets,' directly impacting Enova's core technological differentiation through its advanced analytics and innovative technology.