Bread Financial Holdings Inc

Bread Financial Holdings Inc

BFH

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Market Cap$4.06B
Close$

Compare to Similar Companies

P/E RatioDividendsReturn on EquityPrice-to-SalesDebt-to-Equity
Bread Financial Holdings IncBread Financial Holdings Inc7.70.91%7172%1.4-
$115.87

Target Price by Analysts

14.4% upsideBread Financial Holdings Target Price DetailsTarget Price
$64.10

Current Fair Value

36.7% downside

Overvalued by 36.7% based on the discounted cash flow analysis.

Share Statistics

Market cap$4.06 Billion
Enterprise Value$4.06 Billion
Dividend Yield$0.92 (0.91%)
Earnings per Share$11.13
Beta1.15
Outstanding Shares39,900,000

Return

Return on Equity7171.68%ROE
Return on Assets1074.86%
Return on Invested Capital3878.62%

Valuation & Multiples

P/E Ratio7.73P/E Ratio
PEG-7.74PEG
Price to Sales1.35Price to Sales
Price to Book Ratio-Price to Book Ratio
Enterprise Value to Revenue1.34
Enterprise Value to EBIT4.66
Enterprise Value to Net Income16
Total Debt to Enterprise0
Debt to Equity0Debt to Equity

Revenue Sources

No data

Insider Trades

Last Earnings Call

Report Date
July 23, 2026
EPS Estimate
$2.74
Average shareholder expectation
Revenue Estimate
$959.32 M
Average shareholder expectation

Next Earnings Call

Expected Date
October 22, 2026
EPS Estimate
$3.34
Average shareholder expectation
Revenue Estimate
$1.01 B
Average shareholder expectation

Institutional Put/Call Ratio

Market sentiment based on institutional option activity.

Put/Call Ratio0.0000▼ 155.03%
Total Calls-▼ 100.00%
Total Puts-▼ 100.00%

Institutional Ownership

Holdings and activity of institutional investors.

Ownership %0.06%▼ 100.91%
Total Invested$2.16M▼ 99.95%
Investors Holding11▼ 421.00%

ESG Score

No data

About Alliance Data System

6,000 employees
CEO: Edward Heffernan

Bread Financial Holdings, Inc. specializes in delivering advanced payment and lending solutions to consumers and businesses across North America. Its extensive service portfolio encompasses credit card and other loan financing, providing...