XP Profit Margin

XP (XP) currently reports a profit margin of 38.48% as of March 2026. That compares with 42.47% in the prior-year period — down 9.4% year over year. That is above the Finance sector average of 17.18%. Use the charts on this page to explore XP's profit margin history and peer comparisons.

XP's profit margin decreased from 42.47% to 38.48% — a 9.4% year-over-year decrease (period ending March 2026). Watching multi-year history on the chart below helps separate one-off swings from a lasting trend.

XP's profit margin of 38.48% is higher than the Finance sector average of 17.18%. That is roughly 124.0% above the sector mean. A reading higher peers can reflect different growth expectations, capital structure, or profitability — so it is worth checking the peer comparison chart before drawing conclusions.

There is no universal 'good' profit margin, but XP's current 38.48% should be judged against Finance norms (sector average: 17.18%) and against XP's own history. Strong, stable readings often indicate durable competitive advantage; volatile or declining ones deserve a closer look at margins and capital efficiency.

Start with the current profit margin of 38.48%, then check the historical chart for trend and the peer comparison chart for relative positioning. The Finance average is 17.18%. From there, open related valuation or income-statement pages for XP, and consider following XP for alerts when major investors trade the stock.