XP Net Income

The latest net income for XP is $5.3B as of June 2026. That compares with $3.7B in the prior-year period — up 44.5% year over year. That is below the Finance sector average of $270B. Investors often review this figure alongside XP's historical trend and sector peers before judging valuation or financial health.

Over the past year, XP's net income moved from $3.7B to $5.3B — a 44.5% year-over-year increase. If the trend continues in the same direction for several quarters, it can signal a meaningful shift in XP's operating scale or balance-sheet position.

Against Finance companies, XP currently prints $5.3B for net income, while the sector average sits near $270B. That is roughly 98.0% below the sector mean. Large gaps often invite a closer look at XP's growth, margins, and balance sheet.

A net income figure of $5.3B for XP is a snapshot of scale on that line item. On its own it does not say whether the business is healthy — you also want growth rate, margins, and how the number compares with similar companies. The Finance average is about $270B. Explore the charts below for those layers of context.

After noting XP's net income ($5.3B), review year-over-year change from $3.7B, peer averages, and a few neighboring metrics such as revenue, margins, or valuation multiples. That combination usually beats staring at a single figure. The navigation links on this page jump you to those related views.