United Security Bancshares (CA) Profit Margin

The latest profit margin for UBFO is 19.77% as of December 2025. That compares with 22.74% in the prior-year period — down 13.1% year over year. That is above the Finance sector average of 17.31%. Investors often review this figure alongside United Security Bancshares (CA)'s historical trend and sector peers before judging valuation or financial health.

Over the past year, UBFO's profit margin moved from 22.74% to 19.77% — a 13.1% year-over-year decrease. If the trend continues in the same direction for several quarters, it can signal a meaningful shift in United Security Bancshares (CA)'s valuation or profitability profile.

Against Finance companies, UBFO currently prints 19.77% for profit margin, while the sector average sits near 17.31%. That is roughly 14.2% above the sector mean. Large gaps often invite a closer look at United Security Bancshares (CA)'s growth, margins, and balance sheet.

Profit Margin shows how effectively United Security Bancshares (CA) converts resources into returns. At 19.77%, UBFO may look efficient or underperforming depending on peer benchmarks and trend direction. That compares with 22.74% in the prior-year period — down 13.1% year over year. Pair the percentage with revenue growth and leverage for a fuller health check.

After noting UBFO's profit margin (19.77%), review year-over-year change from 22.74%, peer averages, and a few neighboring metrics such as revenue, margins, or valuation multiples. That combination usually beats staring at a single figure. The navigation links on this page jump you to those related views.