United Security Bancshares (CA) Net Income

The latest net income for UBFO is $12M as of December 2025. That compares with $15M in the prior-year period — down 16.9% year over year. That is below the Finance sector average of $270B. Investors often review this figure alongside United Security Bancshares (CA)'s historical trend and sector peers before judging valuation or financial health.

Over the past year, UBFO's net income moved from $15M to $12M — a 16.9% year-over-year decrease. If the trend continues in the same direction for several quarters, it can signal a meaningful shift in United Security Bancshares (CA)'s operating scale or balance-sheet position.

Against Finance companies, UBFO currently prints $12M for net income, while the sector average sits near $270B. That is roughly 100.0% below the sector mean. Large gaps often invite a closer look at United Security Bancshares (CA)'s growth, margins, and balance sheet.

A net income figure of $12M for UBFO is a snapshot of scale on that line item. On its own it does not say whether the business is healthy — you also want growth rate, margins, and how the number compares with similar companies. The Finance average is about $270B. Explore the charts below for those layers of context.

After noting UBFO's net income ($12M), review year-over-year change from $15M, peer averages, and a few neighboring metrics such as revenue, margins, or valuation multiples. That combination usually beats staring at a single figure. The navigation links on this page jump you to those related views.