Valuation check: PYPL's profit margin is 13.75%, below the Technology sector average of 28.0%.
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+ FollowAs of Sep 2026
Trailing 12 months ending Sep 2026
PayPal Holdings (PYPL) currently reports a profit margin of 13.75% as of September 2026. That compares with 14.96% in the prior-year period — down 8.1% year over year. That is below the Technology sector average of 28.0%. Use the charts on this page to explore PayPal Holdings's profit margin history and peer comparisons.
PayPal Holdings's profit margin decreased from 14.96% to 13.75% — a 8.1% year-over-year decrease (period ending September 2026). Watching multi-year history on the chart below helps separate one-off swings from a lasting trend.
PayPal Holdings's profit margin of 13.75% is lower than the Technology sector average of 28.0%. That is roughly 50.9% below the sector mean. A reading lower peers can reflect different growth expectations, capital structure, or profitability — so it is worth checking the peer comparison chart before drawing conclusions.
There is no universal 'good' profit margin, but PayPal Holdings's current 13.75% should be judged against Technology norms (sector average: 28.0%) and against PYPL's own history. Strong, stable readings often indicate durable competitive advantage; volatile or declining ones deserve a closer look at margins and capital efficiency.
Start with the current profit margin of 13.75%, then check the historical chart for trend and the peer comparison chart for relative positioning. The Technology average is 28.0%. From there, open related valuation or income-statement pages for PayPal Holdings, and consider following PYPL for alerts when major investors trade the stock.