PayPal Holdings Inc

PayPal Holdings Inc

PYPL

Market Cap$77.13B
Close$

Compare to Similar Companies

P/E RatioDividendsReturn on EquityPrice-to-SalesDebt-to-Equity
PayPal Holdings IncPayPal Holdings Inc18.7-20%2.50.5

Earnings Call Q4 2024

February 4, 2025 - AI Summary

Strong Financial Performance and Growth: PayPal reported total active accounts growth, totaling 434 million, and monthly active accounts increased 2% year-over-year to 229 million. The company achieved a total payment volume (TPV) growth of 10% YOY, reaching nearly $1.7 trillion, and revenue increased by 7% to $32 billion for the full year. Non-GAAP earnings per share grew by 21% YOY.
Branded Checkout Innovations and Expectations: The focus on improving branded checkout was a key highlight, with 25% of U.S. checkout traffic now utilizing new, faster experiences that have reduced latency by over 40%. As this modern checkout experience scales in 2025, the expectation is for mid-single-digit growth in branded TPV, underscored by innovations like Buy Now, Pay Later which lifted conversion rates.
Venmo Monetization and User Growth: Venmo is seeing strong engagement with a 30% growth in Venmo debit card monthly active accounts and over 20% growth in Pay with Venmo. The platform has reached 64 million monthly active accounts and is focusing on monetizing its user base through initiatives that increase average revenue per account from newly engaged users.

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$88.67

Target Price by Analysts

13% upsidePayPal Holdings Target Price DetailsTarget Price
$101.02

Current Fair Value

28.8% upside

Undervalued by 28.8% based on the discounted cash flow analysis.

Share Statistics

Market cap$77.13 Billion
Enterprise Value$80.45 Billion
Dividend Yield$0 (0%)
Earnings per Share$4.03
Beta1.44
Outstanding Shares997,000,000

Return

Return on Equity-
Return on Assets-
Return on Invested Capital-

Valuation & Multiples

P/E Ratio18.75
PEG-93.53
Price to Sales2.53
Price to Book Ratio3.92
Enterprise Value to Revenue2.53
Enterprise Value to EBIT14.79
Enterprise Value to Net Income19
Total Debt to Enterprise0.12
Debt to Equity0.48

Revenue Sources

No data

Insider Trades

ESG Score

No data

About PayPal Holdings Inc

21,800 employees
CEO: Daniel Schulman

PayPal has remained at the forefront of the digital payment revolution for more than 20 years. By leveraging technology to make [nancial services and commerce more convenient, a ordable, and secure, the PayPal platform is empowering more...