Old Point Financial Profit Margin

Old Point Financial's profit margin stands at 11.03% as of June 2025. That compares with 9.03% in the prior-year period — up 22.2% year over year. That is below the Finance sector average of 17.31%. Stockcircle updates this page with the newest filings so you can track how the metric evolves quarter by quarter.

Old Point Financial reported 11.03% in profit margin versus 9.03% a year earlier — a 22.2% year-over-year increase. The historical chart on this page makes it easier to see whether that move is part of a longer pattern.

Old Point Financial sits lower the Finance benchmark (17.31%) with a profit margin of 11.03%. That is roughly 36.3% below the sector mean. Peer context matters because what looks expensive or cheap in absolute terms can be normal for the sector.

A profit margin of 11.03% for Old Point Financial means each unit of related capital or sales is generating that return rate. Higher is usually better for profitability metrics, but extremely high figures can reflect one-time items or thin equity bases. Review several years of data on this page before extrapolating.

The history chart shows how Old Point Financial's profit margin evolved across reporting periods, while the comparison chart places OPOF next to similar companies. Use both: a rising metric that still lags peers tells a different story than a rising metric that already leads the group. Growth charts, when available, highlight acceleration or slowdown.