Old Point Financial Profit Margin

Old Point Financial (OPOF) currently reports a profit margin of 11.03% as of June 2025. That compares with 9.03% in the prior-year period — up 22.2% year over year. That is below the Finance sector average of 31.21%. Use the charts on this page to explore Old Point Financial's profit margin history and peer comparisons.

Old Point Financial's profit margin increased from 9.03% to 11.03% — a 22.2% year-over-year increase (period ending June 2025). Watching multi-year history on the chart below helps separate one-off swings from a lasting trend.

Old Point Financial's profit margin of 11.03% is lower than the Finance sector average of 31.21%. That is roughly 64.6% below the sector mean. A reading lower peers can reflect different growth expectations, capital structure, or profitability — so it is worth checking the peer comparison chart before drawing conclusions.

There is no universal 'good' profit margin, but Old Point Financial's current 11.03% should be judged against Finance norms (sector average: 31.21%) and against OPOF's own history. Strong, stable readings often indicate durable competitive advantage; volatile or declining ones deserve a closer look at margins and capital efficiency.

Start with the current profit margin of 11.03%, then check the historical chart for trend and the peer comparison chart for relative positioning. The Finance average is 31.21%. From there, open related valuation or income-statement pages for Old Point Financial, and consider following OPOF for alerts when major investors trade the stock.