Old Point Financial Operating Income

Old Point Financial posts a operating income of $8M as of June 2025. That compares with $39M in the prior-year period — down 79.6% year over year. Comparing that reading with peers and prior periods is usually more useful than looking at the number in isolation.

In the prior comparable period, Old Point Financial's operating income was $39M. The latest reading is $8M — a 79.6% year-over-year decrease (period ending June 2025). Use the history and growth charts on this page for a longer lookback.

Operating Income is one piece of Old Point Financial's financial statement story. At $8M, it should be interpreted next to related metrics — for example revenue with costs, assets with liabilities, or income with margins. Stockcircle links those related pages so you can move from this number to the surrounding context quickly.

Context for OPOF's operating income usually means three checks: (1) trend versus prior periods, (2) level versus peers, and (3) consistency with growth and profitability. This page covers the first two; Old Point Financial's other metric pages and overview cover the third.

Judging Old Point Financial against Finance peers is usually better than using a market-wide rule of thumb. Business models inside Finance are more comparable, which makes gaps in operating income easier to interpret. Start with $8M here, then scan peer and history charts to see if the gap is persistent.