Old Point Financial Long Term Debt

Old Point Financial (OPOF) currently reports a long-term debt of $0 as of June 2025. That compares with $69M in the prior-year period — down 100.0% year over year. Use the charts on this page to explore Old Point Financial's long-term debt history and peer comparisons.

Old Point Financial's long-term debt decreased from $69M to $0 — a 100.0% year-over-year decrease (period ending June 2025). Watching multi-year history on the chart below helps separate one-off swings from a lasting trend.

Old Point Financial reported $0 in long-term debt as of June 2025. That compares with $69M in the prior-year period — down 100.0% year over year. Absolute dollar amounts are most useful when compared with prior periods, peers, and related line items such as revenue, assets, or liabilities on Stockcircle.

Start with the current long-term debt of $0, then check the historical chart for trend and the peer comparison chart for relative positioning. From there, open related valuation or income-statement pages for Old Point Financial, and consider following OPOF for alerts when major investors trade the stock.

Old Point Financial is classified in the Finance sector. On long-term debt, it currently shows $0. Sector peers often share similar capital intensity and growth regimes, so relative rankings inside Finance are usually more informative than comparing OPOF with unrelated industries.