Elmira Savings Bank Elmira NY Long Term Debt

Elmira Savings Bank Elmira NY posts a long-term debt of $29M as of September 2019. That compares with $33M in the prior-year period — down 12.1% year over year. Comparing that reading with peers and prior periods is usually more useful than looking at the number in isolation.

In the prior comparable period, Elmira Savings Bank Elmira NY's long-term debt was $33M. The latest reading is $29M — a 12.1% year-over-year decrease (period ending September 2019). Use the history and growth charts on this page for a longer lookback.

Long-Term Debt is one piece of Elmira Savings Bank Elmira NY's financial statement story. At $29M, it should be interpreted next to related metrics — for example revenue with costs, assets with liabilities, or income with margins. Stockcircle links those related pages so you can move from this number to the surrounding context quickly.

Context for ESBK's long-term debt usually means three checks: (1) trend versus prior periods, (2) level versus peers, and (3) consistency with growth and profitability. This page covers the first two; Elmira Savings Bank Elmira NY's other metric pages and overview cover the third.

Judging Elmira Savings Bank Elmira NY against Finance peers is usually better than using a market-wide rule of thumb. Business models inside Finance are more comparable, which makes gaps in long-term debt easier to interpret. Start with $29M here, then scan peer and history charts to see if the gap is persistent.