Citizens & Northern Operating Income

The latest operating income for CZNC is $-10M as of June 2026. That compares with $34M in the prior-year period — down 129.6% year over year. Investors often review this figure alongside Citizens & Northern's historical trend and sector peers before judging valuation or financial health.

Over the past year, CZNC's operating income moved from $34M to $-10M — a 129.6% year-over-year decrease. If the trend continues in the same direction for several quarters, it can signal a meaningful shift in Citizens & Northern's operating scale or balance-sheet position.

A operating income figure of $-10M for CZNC is a snapshot of scale on that line item. On its own it does not say whether the business is healthy — you also want growth rate, margins, and how the number compares with similar companies. Explore the charts below for those layers of context.

After noting CZNC's operating income ($-10M), review year-over-year change from $34M, peer averages, and a few neighboring metrics such as revenue, margins, or valuation multiples. That combination usually beats staring at a single figure. The navigation links on this page jump you to those related views.

This page's peer comparison chart is the fastest way to stack Citizens & Northern's operating income against similar Finance names. You can also browse sector and industry screens on Stockcircle for a broader set of Finance companies and their key multiples and fundamentals.