Citizens & Northern Corp
CZNC
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+ FollowMarket Cap$446.84M
Close$
$14.33
43.8% downside
Current Fair Value
43.8% downsideOvervalued by 43.8% based on the discounted cash flow analysis.
Share Statistics
| Market cap | $446.84 Million |
|---|---|
| Enterprise Value | $378.95 Million |
| Dividend Yield | $1.12 (4.49%) |
| Earnings per Share | $1.46 |
| Beta | 0.4 |
| Outstanding Shares | 17,665,099 |
Return
| Return on Equity | 7.32% |
|---|---|
| Return on Assets | 0.80% |
| Return on Invested Capital | 0.49% |
Valuation & Multiples
| P/E Ratio | 16.9 |
|---|---|
| PEG | 13.02 |
| Price to Sales | 8.5 |
| Price to Book Ratio | 1.34 |
| Enterprise Value to Revenue | 6.46 |
| Enterprise Value to EBIT | 24.6 |
| Enterprise Value to Net Income | 14 |
| Total Debt to Enterprise | 0.04 |
| Debt to Equity | 0.04 |
Revenue Sources
No data
Insider Trades
Last Earnings Call
Report Date
October 15, 2026
EPS Estimate
$0.66
Average shareholder expectationRevenue Estimate
$37.20 M
Average shareholder expectationNext Earnings Call
Expected Date
October 22, 2026
EPS Estimate
$0.68
Average shareholder expectationRevenue Estimate
$37.20 M
Average shareholder expectationInstitutional Put/Call Ratio
Market sentiment based on institutional option activity.
| Put/Call Ratio | 0.00000% |
|---|---|
| Total Calls | - |
| Total Puts | - |
Institutional Ownership
Holdings and activity of institutional investors.
| Ownership % | 0.00%▼ 34.12% |
|---|---|
| Total Invested | $20,766▼ 99.99% |
| Investors Holding | 4▼ 91.00% |
ESG Score
No data