Citizens & Northern Corp

Citizens & Northern Corp

CZNC

Get informed when a big investor buys or sells

+ Follow
Market Cap$457.34M
Close$

Compare to Similar Companies

P/E RatioDividendsReturn on EquityPrice-to-SalesDebt-to-Equity
Citizens & Northern CorpCitizens & Northern Corp17.34.39%7%8.5-
$14.33

Current Fair Value

43.8% downside

Overvalued by 43.8% based on the discounted cash flow analysis.

Share Statistics

Market cap$457.34 Million
Enterprise Value$389.45 Million
Dividend Yield$1.12 (4.39%)
Earnings per Share$1.46
Beta0.4
Outstanding Shares17,665,099

Return

Return on Equity7.32%ROE
Return on Assets0.80%
Return on Invested Capital0.49%

Valuation & Multiples

P/E Ratio17.28P/E Ratio
PEG13.31PEG
Price to Sales8.5Price to Sales
Price to Book Ratio1.34Price to Book Ratio
Enterprise Value to Revenue6.64
Enterprise Value to EBIT25.28
Enterprise Value to Net Income15
Total Debt to Enterprise0.04
Debt to Equity0.04Debt to Equity

Revenue Sources

No data

Insider Trades

Last Earnings Call

Report Date
October 15, 2026
EPS Estimate
$0.66
Average shareholder expectation
Revenue Estimate
$37.20 M
Average shareholder expectation

Next Earnings Call

Expected Date
October 22, 2026
EPS Estimate
$0.68
Average shareholder expectation
Revenue Estimate
$37.20 M
Average shareholder expectation

Institutional Put/Call Ratio

Market sentiment based on institutional option activity.

Put/Call Ratio0.00000%
Total Calls-
Total Puts-

Institutional Ownership

Holdings and activity of institutional investors.

Ownership %0.00%▼ 34.12%
Total Invested$20,766▼ 99.99%
Investors Holding4▼ 91.00%

ESG Score

No data

About Citizens & Northern Corp