Capital One Financial Profit Margin

As of the most recent data (June 2026), COF shows a profit margin of 12.56%. That compares with -0.38% in the prior-year period — up 3400.6% year over year. That is below the Finance sector average of 31.21%. Scroll down for historical charts and peer comparison views.

Compared with the year-ago period, COF's profit margin is now 12.56% (was -0.38%) — a 3400.6% year-over-year increase. Pairing that YoY change with peer averages gives a clearer picture of whether Capital One Financial is outperforming or lagging.

The Finance sector average profit margin is about 31.21%. Capital One Financial is at 12.56%, which is lower that average. That is roughly 59.7% below the sector mean. Use the comparison chart on this page to see how COF stacks up against individual peers as well.

That compares with -0.38% in the prior-year period — up 3400.6% year over year. Improvement over multiple periods is generally more meaningful than a single strong quarter. Compare Capital One Financial with peers to see if the move is company-specific or sector-wide.

Besides this profit margin page, Stockcircle has Capital One Financial's full stock overview, other financial metrics, insider and congress trade tabs, and tools to follow the stock. Together they help you connect profit margin (currently 12.56%) with ownership activity and broader fundamentals.