BackCapital One Financial Overview

Capital One Financial Profit Margin

Valuation check: COF's profit margin is 13.71%, below the Finance sector average of 25.37%.

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Quarterly Profit Margin

17.38%
↓ 88.48% YoY

As of Sep 2026

Annual Profit Margin (TTM)

13.71%
↑ 333.40% YoY

Trailing 12 months ending Sep 2026

Average Profit Margin (Comparison Companies)

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Profit Margin History

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Profit Margin Comparison

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Annual Profit Margin Growth Rate (%)

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Capital One Financial (COF) FAQ

Capital One Financial (COF) currently reports a profit margin of 13.71% as of September 2026. That compares with -5.87% in the prior-year period — up 333.4% year over year. That is below the Finance sector average of 25.37%. Use the charts on this page to explore Capital One Financial's profit margin history and peer comparisons.

Capital One Financial's profit margin increased from -5.87% to 13.71% — a 333.4% year-over-year increase (period ending September 2026). Watching multi-year history on the chart below helps separate one-off swings from a lasting trend.

Capital One Financial's profit margin of 13.71% is lower than the Finance sector average of 25.37%. That is roughly 46.0% below the sector mean. A reading lower peers can reflect different growth expectations, capital structure, or profitability — so it is worth checking the peer comparison chart before drawing conclusions.

There is no universal 'good' profit margin, but Capital One Financial's current 13.71% should be judged against Finance norms (sector average: 25.37%) and against COF's own history. Strong, stable readings often indicate durable competitive advantage; volatile or declining ones deserve a closer look at margins and capital efficiency.

Start with the current profit margin of 13.71%, then check the historical chart for trend and the peer comparison chart for relative positioning. The Finance average is 25.37%. From there, open related valuation or income-statement pages for Capital One Financial, and consider following COF for alerts when major investors trade the stock.