Capital One Financial Corp.


Market Cap$51.25B

Compare Capital One Financial

P/E RatioDividendsReturn on EquityPrice-to-SalesDebt-to-Equity
Capital One Financial Corp.Capital One Financial Corp.101.77%10%1.10.9
marketMarket Avg49.61.28%30%6.11.1
FinanceFinance Avg11.51.93%13%2.81.5

Earnings Call Q4 2023

January 25, 2024 - AI Summary

Capital One reported earnings of $706 million or $1.67 per diluted common share in Q4 2023, with full-year earnings of $4.9 billion or $11.95 per share.
The company's Domestic Card business showed strong top-line growth, with purchase volume up 4% YoY and ending loan balances increasing by $16 billion or 12% YoY.
Credit card charge-off rates are stabilizing, with delinquency rates showing stability since August 2023. Charge-offs are expected to settle at around 15% above 2019 levels.
Marketing expenses remain high as the company continues to lean into growth opportunities, particularly in its Domestic Card business and efforts to build a National Bank.
The CFPB's proposed late fee rule could have a significant impact on Capital One's P&L, but the implementation is likely to be delayed due to industry litigation.
NIM (Net Interest Margin) is subject to various factors, including growth in card balances, deposit betas, interest rate changes, and potential regulatory impacts. Long-term NIM is not expected to be materially different from pre-pandemic levels.

Target Price by Analysts

4.8% downsideCapital One Financial Target Price DetailsTarget Price

Current Fair Value

39.2% upside

Undervalued by 39.2% based on the discounted cash flow analysis.

Share Statistics

Market cap$51.25 Billion
Enterprise Value$100.49 Billion
Dividend Yield$2.382 (1.77%)
Earnings per Share$13.31
Outstanding Shares380,846,771
Avg 30 Day Volume3,176,139


Return on Equity-
Return on Assets-
Return on Invested Capital-

Valuation & Multiples

P/E Ratio10.04
Price to Sales1.09
Price to Book Ratio0.97
Enterprise Value to Revenue2.12
Enterprise Value to EBIT15.1
Enterprise Value to Net Income19
Total Debt to Enterprise0.49
Debt to Equity0.92

Revenue Sources

No data

ESG Score

No data

About Capital One Financial Corp.

51,985 employees
CEO: Richard Fairbank

Capital One Financial Corporation is a financial holding company whose subsidiaries, which include Capital One, N.A., and Capital One Bank (USA), N.A., had $305.4 billion in deposits and $421.6 billion in total assets as of December 31,...