Bank of the James Financial Group Profit Margin

Bank of the James Financial Group (BOTJ) currently reports a profit margin of 49.19% as of September 2026. That compares with -7.19% in the prior-year period — up 784.3% year over year. That is above the Finance sector average of 25.78%. Use the charts on this page to explore Bank of the James Financial Group's profit margin history and peer comparisons.

Bank of the James Financial Group's profit margin increased from -7.19% to 49.19% — a 784.3% year-over-year increase (period ending September 2026). Watching multi-year history on the chart below helps separate one-off swings from a lasting trend.

Bank of the James Financial Group's profit margin of 49.19% is higher than the Finance sector average of 25.78%. That is roughly 90.8% above the sector mean. A reading higher peers can reflect different growth expectations, capital structure, or profitability — so it is worth checking the peer comparison chart before drawing conclusions.

There is no universal 'good' profit margin, but Bank of the James Financial Group's current 49.19% should be judged against Finance norms (sector average: 25.78%) and against BOTJ's own history. Strong, stable readings often indicate durable competitive advantage; volatile or declining ones deserve a closer look at margins and capital efficiency.

Start with the current profit margin of 49.19%, then check the historical chart for trend and the peer comparison chart for relative positioning. The Finance average is 25.78%. From there, open related valuation or income-statement pages for Bank of the James Financial Group, and consider following BOTJ for alerts when major investors trade the stock.