Bank of the James Financial Group Profit Margin

Bank of the James Financial Group (BOTJ) currently reports a profit margin of 1.63% as of March 2026. That compares with 11.71% in the prior-year period — down 86.1% year over year. That is below the Finance sector average of 17.31%. Use the charts on this page to explore Bank of the James Financial Group's profit margin history and peer comparisons.

Bank of the James Financial Group's profit margin decreased from 11.71% to 1.63% — a 86.1% year-over-year decrease (period ending March 2026). Watching multi-year history on the chart below helps separate one-off swings from a lasting trend.

Bank of the James Financial Group's profit margin of 1.63% is lower than the Finance sector average of 17.31%. That is roughly 90.6% below the sector mean. A reading lower peers can reflect different growth expectations, capital structure, or profitability — so it is worth checking the peer comparison chart before drawing conclusions.

There is no universal 'good' profit margin, but Bank of the James Financial Group's current 1.63% should be judged against Finance norms (sector average: 17.31%) and against BOTJ's own history. Strong, stable readings often indicate durable competitive advantage; volatile or declining ones deserve a closer look at margins and capital efficiency.

Start with the current profit margin of 1.63%, then check the historical chart for trend and the peer comparison chart for relative positioning. The Finance average is 17.31%. From there, open related valuation or income-statement pages for Bank of the James Financial Group, and consider following BOTJ for alerts when major investors trade the stock.