Bank of the James Financial Group Net Income

The latest net income for BOTJ is $-1.7M as of June 2026. That compares with $3.6M in the prior-year period — down 147.5% year over year. That is below the Finance sector average of $260B. Investors often review this figure alongside Bank of the James Financial Group's historical trend and sector peers before judging valuation or financial health.

Over the past year, BOTJ's net income moved from $3.6M to $-1.7M — a 147.5% year-over-year decrease. If the trend continues in the same direction for several quarters, it can signal a meaningful shift in Bank of the James Financial Group's operating scale or balance-sheet position.

Against Finance companies, BOTJ currently prints $-1.7M for net income, while the sector average sits near $260B. That is roughly 100.0% below the sector mean. Large gaps often invite a closer look at Bank of the James Financial Group's growth, margins, and balance sheet.

A net income figure of $-1.7M for BOTJ is a snapshot of scale on that line item. On its own it does not say whether the business is healthy — you also want growth rate, margins, and how the number compares with similar companies. The Finance average is about $260B. Explore the charts below for those layers of context.

After noting BOTJ's net income ($-1.7M), review year-over-year change from $3.6M, peer averages, and a few neighboring metrics such as revenue, margins, or valuation multiples. That combination usually beats staring at a single figure. The navigation links on this page jump you to those related views.