Kyle Joseph Score: 40
Analyst at
Stephens
Avg Return (Buy)
How much profit would you make?
Calculates the average return of all BUY recommendations after exactly 1 year (or today if newer).
Note: Sell ratings are ignored here to focus on investment potential.
Calculates the average return of all BUY recommendations after exactly 1 year (or today if newer).
Note: Sell ratings are ignored here to focus on investment potential.
-10.2%
1 Year Cap
Win Rate
How often is the direction correct?
Percentage of trades that are currently profitable.
• Buy: Stock price went UP 📈
• Sell: Stock price went DOWN 📉
Percentage of trades that are currently profitable.
• Buy: Stock price went UP 📈
• Sell: Stock price went DOWN 📉
62%
8 W / 5 L
Target Met
How often was the target reached?
Hits vs. Total.
Hits vs. Total.
88%
7 W / 1 L
Precision Hit
How often precise (±3%)?
Hits vs. Total.
Hits vs. Total.
13%
1 W / 7 L
Bullseye Hit
How often perfect (±1%)?
Hits vs. Total.
Hits vs. Total.
0%
0 W / 8 L
High Conviction
The "Brave" Trades (>20% Upside)
Win Rate only for recommendations where the analyst predicted a massive move (>20%).
Shows if they are right when they bet big.
Win Rate only for recommendations where the analyst predicted a massive move (>20%).
Shows if they are right when they bet big.
57%
4 W / 3 L
Long Wins
Success rate for BUY ratings
How often is the analyst right when saying "Buy"?
(Price went UP).
How often is the analyst right when saying "Buy"?
(Price went UP).
44%
4 W / 5 L
Short Wins
Success rate for SELL ratings
How often is the analyst right when saying "Sell"?
(Price went DOWN).
How often is the analyst right when saying "Sell"?
(Price went DOWN).
100%
4 W / 0 L
Coverage & Price Targets
| Date | Stock | Signal | Target | Start Price | Best Price (1Y) | Accuracy | Current Price |
|---|---|---|---|---|---|---|---|
| Sep 17, 2026 |
Enova International Inc.
ENVA
|
BUY |
$205.00
Est. +19%
|
$172.14 | $180.00 |
Pending
|
$168.37
-2.2%
|
| Jul 30, 2026 |
PennyMac Financial Services Inc.
PFSI
|
SELL |
$78.00
Est. +9%
|
$86.04 | $65.03 (Low) |
Target Met
|
$65.61
+23.7%
|
| May 08, 2026 |
OppFi Inc - Ordinary Shares - Class A
OPFI
|
BUY |
$11.00
Est. +11%
|
$9.89 | $10.18 |
Pending
|
$6.28
-36.5%
|
| Apr 30, 2026 |
SoFi Technologies Inc
SOFI
|
BUY |
$25.00
Est. +61%
|
$15.53 | $19.74 |
Pending
|
$16.55
+6.6%
|
| Apr 23, 2026 |
Rocket Companies Inc - Ordinary Shares Class A
RKT
|
BUY |
$22.50
Est. +47%
|
$15.28 | $16.39 |
Pending
|
$12.15
-20.5%
|
| Feb 10, 2026 |
Pagaya Technologies Ltd - Ordinary Shares - Class A
PGY
|
BUY |
$25.00
Est. +76%
|
$14.19 | $23.68 |
Pending
|
$18.72
+31.9%
|
| Aug 14, 2025 |
Katapult Holdings Inc
KPLT
|
SELL |
$10.00
Est. +22%
|
$12.84 | $5.57 (Low) |
Target Met
|
$7.10
+44.7%
|
| Jun 11, 2025 |
Upstart Holdings Inc
UPST
|
SELL |
$55.00
Est. +5%
|
$57.88 | $23.96 (Low) |
Target Met
|
$24.45
+57.8%
|
| Jun 11, 2025 |
LendingClub Corp
LC
|
BUY |
$15.00
Est. +37%
|
$10.97 | $21.67 |
Target Met
|
$19.21
+75.1%
|
| Jun 11, 2025 |
Pagaya Technologies Ltd - Ordinary Shares - Class A
PGY
|
BUY |
$22.00
Est. +21%
|
$18.19 | $44.99 |
Target Met
|
$18.72
+2.9%
|
| Jan 31, 2025 |
Credit Acceptance Corp.
CACC
|
SELL |
$500.00
Est. +2%
|
$507.77 | $401.91 (Low) |
Target Met
|
$555.13
-9.3%
|
Enova International Inc.
ENVA
Sep 17, 2026
Signal & Target
BUY
$205.00
Start Price
$172.14
Best Price (1Y)
$180.00
Current Price
$168.37
Return
-2.2%
PennyMac Financial Services Inc.
PFSI
Jul 30, 2026
Signal & Target
SELL
$78.00
Start Price
$86.04
Best Price (1Y)
$65.03
Current Price
$65.61
Return
+23.7%
OppFi Inc - Ordinary Shares - Class A
OPFI
May 08, 2026
Signal & Target
BUY
$11.00
Start Price
$9.89
Best Price (1Y)
$10.18
Current Price
$6.28
Return
-36.5%
SoFi Technologies Inc
SOFI
Apr 30, 2026
Signal & Target
BUY
$25.00
Start Price
$15.53
Best Price (1Y)
$19.74
Current Price
$16.55
Return
+6.6%
Rocket Companies Inc - Ordinary Shares Class A
RKT
Apr 23, 2026
Signal & Target
BUY
$22.50
Start Price
$15.28
Best Price (1Y)
$16.39
Current Price
$12.15
Return
-20.5%
Signal & Target
BUY
$25.00
Start Price
$14.19
Best Price (1Y)
$23.68
Current Price
$18.72
Return
+31.9%
Katapult Holdings Inc
KPLT
Aug 14, 2025
Signal & Target
SELL
$10.00
Start Price
$12.84
Best Price (1Y)
$5.57
Current Price
$7.10
Return
+44.7%
Upstart Holdings Inc
UPST
Jun 11, 2025
Signal & Target
SELL
$55.00
Start Price
$57.88
Best Price (1Y)
$23.96
Current Price
$24.45
Return
+57.8%
LendingClub Corp
LC
Jun 11, 2025
Signal & Target
BUY
$15.00
Start Price
$10.97
Best Price (1Y)
$21.67
Current Price
$19.21
Return
+75.1%
Signal & Target
BUY
$22.00
Start Price
$18.19
Best Price (1Y)
$44.99
Current Price
$18.72
Return
+2.9%
Credit Acceptance Corp.
CACC
Jan 31, 2025
Signal & Target
SELL
$500.00
Start Price
$507.77
Best Price (1Y)
$401.91
Current Price
$555.13
Return
-9.3%