Manan Gosalia Score: 57
Analyst at
Morgan Stanley,
National Bank
Avg Return (Buy)
How much profit would you make?
Calculates the average return of all BUY recommendations after exactly 1 year (or today if newer).
Note: Sell ratings are ignored here to focus on investment potential.
Calculates the average return of all BUY recommendations after exactly 1 year (or today if newer).
Note: Sell ratings are ignored here to focus on investment potential.
+18.1%
1 Year Cap
Win Rate
How often is the direction correct?
Percentage of trades that are currently profitable.
• Buy: Stock price went UP 📈
• Sell: Stock price went DOWN 📉
Percentage of trades that are currently profitable.
• Buy: Stock price went UP 📈
• Sell: Stock price went DOWN 📉
85%
33 W / 6 L
Target Met
How often was the target reached?
Hits vs. Total.
Hits vs. Total.
97%
30 W / 1 L
Precision Hit
How often precise (±3%)?
Hits vs. Total.
Hits vs. Total.
32%
10 W / 21 L
Bullseye Hit
How often perfect (±1%)?
Hits vs. Total.
Hits vs. Total.
13%
4 W / 27 L
High Conviction
The "Brave" Trades (>20% Upside)
Win Rate only for recommendations where the analyst predicted a massive move (>20%).
Shows if they are right when they bet big.
Win Rate only for recommendations where the analyst predicted a massive move (>20%).
Shows if they are right when they bet big.
86%
18 W / 3 L
Long Wins
Success rate for BUY ratings
How often is the analyst right when saying "Buy"?
(Price went UP).
How often is the analyst right when saying "Buy"?
(Price went UP).
84%
32 W / 6 L
Short Wins
Success rate for SELL ratings
How often is the analyst right when saying "Sell"?
(Price went DOWN).
How often is the analyst right when saying "Sell"?
(Price went DOWN).
100%
1 W / 0 L
Coverage & Price Targets
| Date | Stock | Signal | Target | Start Price | Best Price (1Y) | Accuracy | Current Price |
|---|---|---|---|---|---|---|---|
| Apr 16, 2026 |
PNC Financial Services Group Inc
PNC
|
BUY |
$267.00
Est. +20%
|
$223.17 | $254.00 |
Pending
|
$249.49
+11.8%
|
| Apr 15, 2026 |
Citigroup Inc
C
|
BUY |
$144.00
Est. +11%
|
$129.65 | $147.96 |
Precision Hit (±3%)
|
$139.93
+7.9%
|
| Mar 02, 2026 |
Zions Bancorporation N.A
ZION
|
BUY |
$75.00
Est. +31%
|
$57.28 | $71.26 |
Pending
|
$69.35
+21.1%
|
| Feb 17, 2026 |
Citigroup Inc
C
|
BUY |
$152.00
Est. +33%
|
$113.93 | $147.96 |
Precision Hit (±3%)
|
$139.93
+22.8%
|
| Feb 04, 2026 |
Huntington Bancshares, Inc.
HBAN
|
BUY |
$21.00
Est. +14%
|
$18.39 | $19.46 |
Pending
|
$17.86
-2.9%
|
| Jan 22, 2026 |
Bank OZK
OZK
|
BUY |
$57.00
Est. +18%
|
$48.12 | $53.39 |
Pending
|
$49.84
+3.6%
|
| Jan 07, 2026 |
Bank OZK
OZK
|
BUY |
$59.00
Est. +24%
|
$47.47 | $53.39 |
Pending
|
$49.84
+5.0%
|
| Oct 28, 2025 |
Cadence Bank
CADE
|
BUY |
$40.00
Est. +5%
|
$38.09 | $46.74 |
Target Met
|
$42.11
+10.6%
|
| Oct 07, 2025 |
Fifth Third Bancorp
FITB
|
BUY |
$60.00
Est. +37%
|
$43.79 | $58.15 |
Pending
|
$57.16
+30.5%
|
| Sep 29, 2025 |
Valley National Bancorp
VLY
|
BUY |
$14.00
Est. +31%
|
$10.68 | $14.94 |
Target Met
|
$14.59
+36.6%
|
| Sep 29, 2025 |
Citizens Financial Group Inc
CFG
|
BUY |
$71.00
Est. +33%
|
$53.38 | $72.46 |
Precision Hit (±3%)
|
$70.98
+33.0%
|
| Sep 29, 2025 |
Fifth Third Bancorp
FITB
|
BUY |
$56.00
Est. +23%
|
$45.43 | $58.15 |
Target Met
|
$57.16
+25.8%
|
| Sep 29, 2025 |
Zions Bancorporation N.A
ZION
|
BUY |
$70.00
Est. +22%
|
$57.54 | $71.26 |
Precision Hit (±3%)
|
$69.35
+20.5%
|
| Sep 29, 2025 |
M & T Bank Corp
MTB
|
BUY |
$251.00
Est. +25%
|
$200.14 | $243.57 |
Precision Hit (±3%)
|
$238.88
+19.4%
|
| Sep 29, 2025 |
Webster Financial Corp.
WBS
|
BUY |
$77.00
Est. +29%
|
$59.84 | $77.33 |
Bullseye Hit (±1%)
|
$76.72
+28.2%
|
| Sep 29, 2025 |
Cullen Frost Bankers Inc.
CFR
|
BUY |
$136.00
Est. +6%
|
$128.88 | $157.40 |
Target Met
|
$154.86
+20.2%
|
| Oct 22, 2024 |
Zions Bancorporation N.A
ZION
|
BUY |
$56.00
Est. +13%
|
$49.44 | $63.22 |
Target Met
|
$69.35
+40.3%
|
| Oct 21, 2024 |
Comerica, Inc.
CMA
|
BUY |
$67.00
Est. +4%
|
$64.50 | $83.22 |
Target Met
|
$88.67
+37.5%
|
| Oct 17, 2024 |
M & T Bank Corp
MTB
|
BUY |
$220.00
Est. +16%
|
$189.35 | $225.70 |
Precision Hit (±3%)
|
$238.88
+26.2%
|
| Sep 30, 2024 |
Cadence Bank
CADE
|
BUY |
$39.00
Est. +25%
|
$31.28 | $40.20 |
Target Met
|
$42.11
+34.6%
|
| Sep 30, 2024 |
Comerica, Inc.
CMA
|
BUY |
$63.00
Est. +6%
|
$59.38 | $73.45 |
Target Met
|
$88.67
+49.3%
|
| Sep 30, 2024 |
Zions Bancorporation N.A
ZION
|
BUY |
$54.00
Est. +18%
|
$45.90 | $63.22 |
Target Met
|
$69.35
+51.1%
|
| Sep 30, 2024 |
Webster Financial Corp.
WBS
|
BUY |
$54.00
Est. +16%
|
$46.39 | $63.98 |
Target Met
|
$76.72
+65.4%
|
| Sep 09, 2024 |
Merchants Bancorp
MBIN
|
BUY |
$54.00
Est. +24%
|
$43.38 | $47.42 |
Miss
|
$48.82
+12.5%
|
| Aug 05, 2024 |
Valley National Bancorp
VLY
|
BUY |
$9.50
Est. +21%
|
$7.88 | $11.10 |
Target Met
|
$14.59
+85.2%
|
| Aug 05, 2024 |
Citizens Financial Group Inc
CFG
|
BUY |
$50.00
Est. +28%
|
$39.20 | $49.98 |
Bullseye Hit (±1%)
|
$70.98
+81.1%
|
| Aug 05, 2024 |
Commerce Bancshares, Inc.
CBSH
|
BUY |
$66.00
Est. +8%
|
$61.00 | $72.75 |
Target Met
|
$58.03
-4.9%
|
| Aug 05, 2024 |
Webster Financial Corp.
WBS
|
BUY |
$57.00
Est. +29%
|
$44.10 | $63.98 |
Target Met
|
$76.72
+74.0%
|
| Aug 05, 2024 |
Cadence Bank
CADE
|
BUY |
$36.00
Est. +21%
|
$29.72 | $40.20 |
Target Met
|
$42.11
+41.7%
|
| Aug 05, 2024 |
Prosperity Bancshares Inc.
PB
|
BUY |
$86.00
Est. +23%
|
$69.98 | $86.76 |
Bullseye Hit (±1%)
|
$70.90
+1.3%
|
| Aug 05, 2024 |
Huntington Bancshares, Inc.
HBAN
|
BUY |
$18.00
Est. +31%
|
$13.75 | $18.45 |
Precision Hit (±3%)
|
$17.86
+29.9%
|
| Aug 05, 2024 |
Synovus Financial Corp.
SNV
|
BUY |
$51.00
Est. +22%
|
$41.97 | $60.96 |
Target Met
|
$50.05
+19.3%
|
| Jul 22, 2024 |
Huntington Bancshares, Inc.
HBAN
|
BUY |
$16.00
Est. +8%
|
$14.81 | $18.45 |
Target Met
|
$17.86
+20.6%
|
| Jul 17, 2024 |
Citizens Financial Group Inc
CFG
|
BUY |
$41.00
Est. +0%
|
$40.92 | $49.40 |
Target Met
|
$70.98
+73.5%
|
| Oct 25, 2023 |
Spotify Technology S.A.
SPOT
|
BUY |
$202.00
Est. +25%
|
$161.82 | $389.00 |
Target Met
|
$485.97
+200.3%
|
| Sep 27, 2023 |
Valley National Bancorp
VLY
|
BUY |
$8.50
Est. +1%
|
$8.39 | $9.47 |
Target Met
|
$14.59
+73.9%
|
| Sep 27, 2023 |
Commerce Bancshares, Inc.
CBSH
|
BUY |
$49.00
Est. +15%
|
$42.61 | $62.72 |
Target Met
|
$58.03
+36.2%
|
| Oct 05, 2022 |
SVB Financial Group
SIVB
|
SELL |
$351.00
Est. +7%
|
$376.49 | $100.00 (Low) |
Target Met
|
$106.04
+71.8%
|
| Mar 14, 2022 |
Raymond James Financial, Inc.
RJF
|
BUY |
$128.00
Est. +30%
|
$98.45 | - | - |
$162.66
+65.2%
|
PNC Financial Services Group Inc
PNC
Apr 16, 2026
Signal & Target
BUY
$267.00
Start Price
$223.17
Best Price (1Y)
$254.00
Current Price
$249.49
Return
+11.8%
Citigroup Inc
C
Apr 15, 2026
Signal & Target
BUY
$144.00
Start Price
$129.65
Best Price (1Y)
$147.96
Current Price
$139.93
Return
+7.9%
Zions Bancorporation N.A
ZION
Mar 02, 2026
Signal & Target
BUY
$75.00
Start Price
$57.28
Best Price (1Y)
$71.26
Current Price
$69.35
Return
+21.1%
Citigroup Inc
C
Feb 17, 2026
Signal & Target
BUY
$152.00
Start Price
$113.93
Best Price (1Y)
$147.96
Current Price
$139.93
Return
+22.8%
Huntington Bancshares, Inc.
HBAN
Feb 04, 2026
Signal & Target
BUY
$21.00
Start Price
$18.39
Best Price (1Y)
$19.46
Current Price
$17.86
Return
-2.9%
Bank OZK
OZK
Jan 22, 2026
Signal & Target
BUY
$57.00
Start Price
$48.12
Best Price (1Y)
$53.39
Current Price
$49.84
Return
+3.6%
Bank OZK
OZK
Jan 07, 2026
Signal & Target
BUY
$59.00
Start Price
$47.47
Best Price (1Y)
$53.39
Current Price
$49.84
Return
+5.0%
Cadence Bank
CADE
Oct 28, 2025
Signal & Target
BUY
$40.00
Start Price
$38.09
Best Price (1Y)
$46.74
Current Price
$42.11
Return
+10.6%
Fifth Third Bancorp
FITB
Oct 07, 2025
Signal & Target
BUY
$60.00
Start Price
$43.79
Best Price (1Y)
$58.15
Current Price
$57.16
Return
+30.5%
Valley National Bancorp
VLY
Sep 29, 2025
Signal & Target
BUY
$14.00
Start Price
$10.68
Best Price (1Y)
$14.94
Current Price
$14.59
Return
+36.6%
Citizens Financial Group Inc
CFG
Sep 29, 2025
Signal & Target
BUY
$71.00
Start Price
$53.38
Best Price (1Y)
$72.46
Current Price
$70.98
Return
+33.0%
Fifth Third Bancorp
FITB
Sep 29, 2025
Signal & Target
BUY
$56.00
Start Price
$45.43
Best Price (1Y)
$58.15
Current Price
$57.16
Return
+25.8%
Zions Bancorporation N.A
ZION
Sep 29, 2025
Signal & Target
BUY
$70.00
Start Price
$57.54
Best Price (1Y)
$71.26
Current Price
$69.35
Return
+20.5%
M & T Bank Corp
MTB
Sep 29, 2025
Signal & Target
BUY
$251.00
Start Price
$200.14
Best Price (1Y)
$243.57
Current Price
$238.88
Return
+19.4%
Webster Financial Corp.
WBS
Sep 29, 2025
Signal & Target
BUY
$77.00
Start Price
$59.84
Best Price (1Y)
$77.33
Current Price
$76.72
Return
+28.2%
Cullen Frost Bankers Inc.
CFR
Sep 29, 2025
Signal & Target
BUY
$136.00
Start Price
$128.88
Best Price (1Y)
$157.40
Current Price
$154.86
Return
+20.2%
Zions Bancorporation N.A
ZION
Oct 22, 2024
Signal & Target
BUY
$56.00
Start Price
$49.44
Best Price (1Y)
$63.22
Current Price
$69.35
Return
+40.3%
Comerica, Inc.
CMA
Oct 21, 2024
Signal & Target
BUY
$67.00
Start Price
$64.50
Best Price (1Y)
$83.22
Current Price
$88.67
Return
+37.5%
M & T Bank Corp
MTB
Oct 17, 2024
Signal & Target
BUY
$220.00
Start Price
$189.35
Best Price (1Y)
$225.70
Current Price
$238.88
Return
+26.2%
Cadence Bank
CADE
Sep 30, 2024
Signal & Target
BUY
$39.00
Start Price
$31.28
Best Price (1Y)
$40.20
Current Price
$42.11
Return
+34.6%
Comerica, Inc.
CMA
Sep 30, 2024
Signal & Target
BUY
$63.00
Start Price
$59.38
Best Price (1Y)
$73.45
Current Price
$88.67
Return
+49.3%
Zions Bancorporation N.A
ZION
Sep 30, 2024
Signal & Target
BUY
$54.00
Start Price
$45.90
Best Price (1Y)
$63.22
Current Price
$69.35
Return
+51.1%
Webster Financial Corp.
WBS
Sep 30, 2024
Signal & Target
BUY
$54.00
Start Price
$46.39
Best Price (1Y)
$63.98
Current Price
$76.72
Return
+65.4%
Merchants Bancorp
MBIN
Sep 09, 2024
Signal & Target
BUY
$54.00
Start Price
$43.38
Best Price (1Y)
$47.42
Current Price
$48.82
Return
+12.5%
Valley National Bancorp
VLY
Aug 05, 2024
Signal & Target
BUY
$9.50
Start Price
$7.88
Best Price (1Y)
$11.10
Current Price
$14.59
Return
+85.2%
Citizens Financial Group Inc
CFG
Aug 05, 2024
Signal & Target
BUY
$50.00
Start Price
$39.20
Best Price (1Y)
$49.98
Current Price
$70.98
Return
+81.1%
Commerce Bancshares, Inc.
CBSH
Aug 05, 2024
Signal & Target
BUY
$66.00
Start Price
$61.00
Best Price (1Y)
$72.75
Current Price
$58.03
Return
-4.9%
Webster Financial Corp.
WBS
Aug 05, 2024
Signal & Target
BUY
$57.00
Start Price
$44.10
Best Price (1Y)
$63.98
Current Price
$76.72
Return
+74.0%
Cadence Bank
CADE
Aug 05, 2024
Signal & Target
BUY
$36.00
Start Price
$29.72
Best Price (1Y)
$40.20
Current Price
$42.11
Return
+41.7%
Prosperity Bancshares Inc.
PB
Aug 05, 2024
Signal & Target
BUY
$86.00
Start Price
$69.98
Best Price (1Y)
$86.76
Current Price
$70.90
Return
+1.3%
Huntington Bancshares, Inc.
HBAN
Aug 05, 2024
Signal & Target
BUY
$18.00
Start Price
$13.75
Best Price (1Y)
$18.45
Current Price
$17.86
Return
+29.9%
Synovus Financial Corp.
SNV
Aug 05, 2024
Signal & Target
BUY
$51.00
Start Price
$41.97
Best Price (1Y)
$60.96
Current Price
$50.05
Return
+19.3%
Huntington Bancshares, Inc.
HBAN
Jul 22, 2024
Signal & Target
BUY
$16.00
Start Price
$14.81
Best Price (1Y)
$18.45
Current Price
$17.86
Return
+20.6%
Citizens Financial Group Inc
CFG
Jul 17, 2024
Signal & Target
BUY
$41.00
Start Price
$40.92
Best Price (1Y)
$49.40
Current Price
$70.98
Return
+73.5%
Spotify Technology S.A.
SPOT
Oct 25, 2023
Signal & Target
BUY
$202.00
Start Price
$161.82
Best Price (1Y)
$389.00
Current Price
$485.97
Return
+200.3%
Valley National Bancorp
VLY
Sep 27, 2023
Signal & Target
BUY
$8.50
Start Price
$8.39
Best Price (1Y)
$9.47
Current Price
$14.59
Return
+73.9%
Commerce Bancshares, Inc.
CBSH
Sep 27, 2023
Signal & Target
BUY
$49.00
Start Price
$42.61
Best Price (1Y)
$62.72
Current Price
$58.03
Return
+36.2%
SVB Financial Group
SIVB
Oct 05, 2022
Signal & Target
SELL
$351.00
Start Price
$376.49
Best Price (1Y)
$100.00
Current Price
$106.04
Return
+71.8%
Raymond James Financial, Inc.
RJF
Mar 14, 2022
Signal & Target
BUY
$128.00
Start Price
$98.45
Best Price (1Y)
-
Current Price
$162.66
Return
+65.2%