Huntington Bancshares, Inc.

Huntington Bancshares, Inc.

HBAN

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Market Cap$39.77B
Close$

Compare to Similar Companies

P/E RatioDividendsReturn on EquityPrice-to-SalesDebt-to-Equity
Huntington Bancshares, Inc.Huntington Bancshares, Inc.13.93.79%7%2.30.7

Earnings Call Q1 2026

April 23, 2026 - AI Summary

Q1 performance was strong and “above plan,” with accelerating profitability/returns - Adjusted EPS: $0.37 (+9% YoY); reported EPS: $0.25 - Adjusted results (Slide 4): +9% EPS growth, +36% PPNR growth, +9% tangible book value growth - ROTCE momentum: delivered 16–17% target-range consistently over the last 5 quarters; firm is raising ROTCE target to 18–19% (previously 16–17%) and expects delivery in 2027
Guidance: 2026 outlook narrowed—NII/NIM headwind, but fees and efficiency are expected to offset - Management says the plan is tracking within expectations, but macro uncertainty is higher; customers are cautious at the margin. - Net interest income expected at the low end of guided range: - 2026 NIM expected to trend into the high 3.20s vs prior mid-3.30s - Explanation: lower loan growth (midpoint vs high end) + modestly higher funding costs (only partially improving vs prior assumptions) + $4B of incremental Fed cash (reduces *reported* NIM but negligible impact on revenue dollars) - Offsetting strengths: - Fee revenue growth outlook raised by ~4 pts to 31–33% (exceptionally strong payments/wealth/capital markets pipeline) - Expense discipline: tightening 2026 expense growth to lower half of 32.5–33.5% - Expected operating leverage becomes modestly lower: ~400–450 bps for 2026 (vs prior higher expectation)
Key “milestones” investors should watch: Q4 efficiency/run-rate and 2027 earnings + ROTCE - Q4 milestone: efficiency ratio expected in mid-to-low 54% range (improved from “<55%”) - Assumes full run-rate cost synergies from Veritex and Cadence (Veritex in 2Q, Cadence in 4Q) - 2027 milestone: EPS expected $1.90–$1.93 with ROTCE 18–19% - Commentary: they believe the firm is approaching an “inflection point” where synergy execution + strong core performance compound returns

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Target Price by Analysts

25.5% upsideHuntington Bancshares Target Price DetailsTarget Price
$8.28

Current Fair Value

48% downside

Overvalued by 48% based on the discounted cash flow analysis.

Share Statistics

Market cap$39.77 Billion
Enterprise Value$61.15 Billion
Dividend Yield$0.62 (3.79%)
Earnings per Share$1.41
Beta0.98
Outstanding Shares1,869,000,000

Return

Return on Equity6.78%ROE
Return on Assets0.77%
Return on Invested Capital0.97%

Valuation & Multiples

P/E Ratio13.85P/E Ratio
PEG-1825.33PEG
Price to Sales2.28Price to Sales
Price to Book Ratio0.94Price to Book Ratio
Enterprise Value to Revenue4.6
Enterprise Value to EBIT22.18
Enterprise Value to Net Income27
Total Debt to Enterprise0.38
Debt to Equity0.72Debt to Equity

Revenue Sources

No data

Insider Trades

Last Earnings Call

Report Date
April 23, 2026
EPS Estimate
$0.23
Average shareholder expectation
Revenue Estimate
$2.57 B
Average shareholder expectation

Next Earnings Call

Expected Date
July 17, 2026
EPS Estimate
$0.39
Average shareholder expectation
Revenue Estimate
$2.85 B
Average shareholder expectation

Institutional Put/Call Ratio

Market sentiment based on institutional option activity.

Put/Call Ratio0.8132▼ 16.76%
Total Calls2,962,494▼ 5.26%
Total Puts2,409,094▼ 21.45%

Institutional Ownership

Holdings and activity of institutional investors.

Ownership %111.89%▲ 16.25%
Total Invested$27.04B▲ 10.17%
Investors Holding1,157▲ 53.00%

ESG Score

No data

About Huntington Bancshares, Inc.

15,578 employees
CEO: Stephen Steinour

Huntington Bancshares Incorporated is a regional bank holding company headquartered in Columbus, Ohio, with $123 billion of assets and a network of 839 full-service branches, including 11 Private Client Group offices, and 1,322 ATMs acro...

Relevant Senate Committees

Joint Committee on Taxation

This committee provides the official revenue estimates and technical analysis for all tax legislation, directly shaping the tax policy environment (corporate tax structures, capital investment credits) that profoundly affects Huntington Bancshares and its financial performance.

Finance

As the most powerful economic committee, its control over taxation (corporate tax policy, specific deductions for financial institutions) directly impacts Huntington Bancshares' profitability, valuation, and its clients' financial health.

Appropriations

This committee allocates discretionary federal spending across all government functions. Its decisions directly impact the funding for programs and economic activity across various sectors that Huntington Bancshares services or finances, significantly affecting client order books and economic stability.

Banking, Housing, and Urban Affairs

This is the primary regulatory committee for the financial system, directly influencing bank capital requirements, real estate markets (mortgages, commercial real estate), and broad financial regulation that profoundly impacts Huntington Bancshares' operations and profitability.

Small Business and Entrepreneurship

Huntington Bancshares provides significant services to small businesses. This committee's oversight of the SBA and its loan programs (e.g., SBIR) directly impacts a core revenue stream and client segment for the bank.