Huntington Bancshares, Inc.

Huntington Bancshares, Inc.

HBAN

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Market Cap$35.19B
Close$

Compare to Similar Companies

P/E RatioDividendsReturn on EquityPrice-to-SalesDebt-to-Equity
Huntington Bancshares, Inc.Huntington Bancshares, Inc.12.83.57%7%2.50.7

Earnings Call Q2 2026

July 23, 2026 - AI Summary

Strong Q2 performance + “execution turning into earnings” - Management highlighted strong organic loan & deposit growth, expanded fee revenues, and excellent credit performance. - Financial metrics cited: Adjusted PPNR +12% QoQ, Net interest income +8.5%, Value-added fee revenues +15%, and 210 bps positive operating leverage (trailing 12 months). - Surprising/positive: They reported deposit growth during the Cadence conversion weekend and following weeks (rare operational milestone).
Cadence conversion largely complete; synergies on track; shift from “conversion” to “growth” - Cadence systems conversion completed ~235 days after announcement; 4,500 colleagues transitioned and hundreds of thousands of customers moved to Huntington platforms. - Cost synergies: on track for $365M in Q4, and cumulative $435M annualized run-rate cost synergies expected by Q4 (from Veritex + Cadence combined). - Revenue opportunities emerging as planned: pipelines up with nearly $1B of expanded commitments (examples: $500M+ energy/CRE and ~$440M auto floorplan pipelines) and 10+ capital markets transactions post-close generating ~$12M fees.
NIM/net interest income outlook is cautious at the margin, but overall revenue/outlook stays robust - Deposits are growing strongly and are expected to continue funding loans: Avg deposits +$18.8B (+9.2%) sequentially, with primary banking relationships up YoY (consumer +4%, business +5%, commercial +8%). - Net interest margin: +10 bps YoY, -3 bps QoQ (attributed to full-quarter Cadence balance sheet impact + higher funding costs). Management said Q2 is the “trough” and expects NIM expansion from here via: - fixed asset repricing, - reversal of a temporary liquidity drag from Q1, - Cadence deposit optimization. - Outlook expectation (investor-relevant): for 2026, they expect NII to be at the bottom end of the range or modestly below (but they emphasized fee strength offsets and the overall revenue trajectory remains strong).

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$19.89

Target Price by Analysts

14.6% upsideHuntington Bancshares Target Price DetailsTarget Price
$8.63

Current Fair Value

50.3% downside

Overvalued by 50.3% based on the discounted cash flow analysis.

Share Statistics

Market cap$35.19 Billion
Enterprise Value$53.71 Billion
Dividend Yield$0.62 (3.57%)
Earnings per Share$1.41
Beta0.95
Outstanding Shares1,946,000,000

Return

Return on Equity7.35%ROE
Return on Assets0.84%
Return on Invested Capital1.06%

Valuation & Multiples

P/E Ratio12.76P/E Ratio
PEG35.82PEG
Price to Sales2.48Price to Sales
Price to Book Ratio1.09Price to Book Ratio
Enterprise Value to Revenue3.73
Enterprise Value to EBIT18.02
Enterprise Value to Net Income22
Total Debt to Enterprise0.41
Debt to Equity0.67Debt to Equity

Revenue Sources

No data

Insider Trades

Last Earnings Call

Report Date
July 23, 2026
EPS Estimate
$0.36
Average shareholder expectation
Revenue Estimate
$2.84 B
Average shareholder expectation

Next Earnings Call

Expected Date
October 22, 2026
EPS Estimate
$0.42
Average shareholder expectation
Revenue Estimate
$2.90 B
Average shareholder expectation

Institutional Put/Call Ratio

Market sentiment based on institutional option activity.

Put/Call Ratio0.0000▼ 81.32%
Total Calls2,000▼ 99.93%
Total Puts-▼ 100.00%

Institutional Ownership

Holdings and activity of institutional investors.

Ownership %1.12%▼ 110.81%
Total Invested$368.26M▼ 98.64%
Investors Holding222▼ 940.00%

ESG Score

No data

About Huntington Bancshares, Inc.

15,578 employees
CEO: Stephen Steinour

Huntington Bancshares Incorporated is a regional bank holding company headquartered in Columbus, Ohio, with $123 billion of assets and a network of 839 full-service branches, including 11 Private Client Group offices, and 1,322 ATMs acro...

Relevant Senate Committees

Joint Committee on Taxation

This committee provides the official revenue estimates and technical analysis for all tax legislation, directly shaping the tax policy environment (corporate tax structures, capital investment credits) that profoundly affects Huntington Bancshares and its financial performance.

Finance

As the most powerful economic committee, its control over taxation (corporate tax policy, specific deductions for financial institutions) directly impacts Huntington Bancshares' profitability, valuation, and its clients' financial health.

Appropriations

This committee allocates discretionary federal spending across all government functions. Its decisions directly impact the funding for programs and economic activity across various sectors that Huntington Bancshares services or finances, significantly affecting client order books and economic stability.

Banking, Housing, and Urban Affairs

This is the primary regulatory committee for the financial system, directly influencing bank capital requirements, real estate markets (mortgages, commercial real estate), and broad financial regulation that profoundly impacts Huntington Bancshares' operations and profitability.

Small Business and Entrepreneurship

Huntington Bancshares provides significant services to small businesses. This committee's oversight of the SBA and its loan programs (e.g., SBIR) directly impacts a core revenue stream and client segment for the bank.