Citigroup Inc

Citigroup Inc

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Market Cap$290.3B
Close$

Compare to Similar Companies

P/E RatioDividendsReturn on EquityPrice-to-SalesDebt-to-Equity
Citigroup IncCitigroup Inc13.71.91%8%1.41.9

Earnings Call Q3 2026

October 13, 2026 - AI Summary

Top-line / profitability strength (good + some surprise): Q3 delivered net income $5.2B, EPS $2.85, ROTCE 11.5%, and revenues $23.8B (+8% YoY)—described as best Q3 revenue in a decade. Net income +17% YoY and positive operating leverage (despite cost actions), with expense growth held to ~3% YoY excluding a prior-year notable item. Firm ROTC/ROTC improvement was +180 bps vs last year (services/banking/wealth/US consumer cards all noted as improving).
Business momentum by segment (opportunities): - Services: Revenues +15% YoY, NII +17%, NIR +12%, AUC/AUA-style custody assets up 16%; net income $2.6B, ROTCE 31.2%—strong deposit and cross-border/trade loan momentum. - Markets: Revenues +6% YoY, equities +14% (prime services; balances +40%), FICC +4% (FX/spread products up); net income $1.7B, ROTCE 12.3%. - Banking: Revenues +6%, strong ECM growth (+77%) including major mandates (e.g., SK Hynix, and $11B high-yield leading). - Wealth: Revenues +15%, ROTCE >14%, $38B net new investment assets in the quarter (~100%+ YoY increase).
US Consumer Cards (mixed): Revenues flat YoY due to partner/payment dynamics, with NII +6% but NIR -62% (partner payment accruals + reward costs). Still, growth in general purpose cards: spend volume +13% and average loans +9%. Cost of credit high but manageable: ~$1.9B total (incl. net credit losses $1.7B; reserve build $28M). USCC net income $851M, ROTCE 21.8%—returns strong even with revenue headwinds.

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$153.33

Target Price by Analysts

24.5% upsideCitigroup Target Price DetailsTarget Price
$-76.69

Current Fair Value

162.3% downside

Overvalued by 162.3% based on the discounted cash flow analysis.

Share Statistics

Market cap$290.30 Billion
Enterprise Value$326.61 Billion
Dividend Yield$2.47 (1.91%)
Earnings per Share$7.23
Beta1.11
Outstanding Shares1,700,900,000

Return

Return on Equity8.40%ROE
Return on Assets0.61%
Return on Invested Capital3.99%

Valuation & Multiples

P/E Ratio13.75P/E Ratio
PEG30.49PEG
Price to Sales1.37Price to Sales
Price to Book Ratio0.98Price to Book Ratio
Enterprise Value to Revenue2.13
Enterprise Value to EBIT13.22
Enterprise Value to Net Income18
Total Debt to Enterprise1.23
Debt to Equity1.9Debt to Equity

Revenue Sources

No data

Insider Trades

Last Earnings Call

Report Date
October 13, 2026
EPS Estimate
$2.66
Average shareholder expectation
Revenue Estimate
$23.74 B
Average shareholder expectation

Next Earnings Call

Expected Date
January 13, 2027
EPS Estimate
$2.33
Average shareholder expectation
Revenue Estimate
$23.06 B
Average shareholder expectation

Institutional Put/Call Ratio

Market sentiment based on institutional option activity.

Put/Call Ratio0.0000▼ 115.23%
Total Calls-▼ 100.00%
Total Puts-▼ 100.00%

Institutional Ownership

Holdings and activity of institutional investors.

Ownership %0.18%▼ 77.53%
Total Invested$387.78M▼ 99.79%
Investors Holding118▼ 2654.00%

ESG Score

No data

About Citigroup Inc

210,153 employees
CEO: Michael Corbat

Citigroup Inc. or citi is an American multinational investment bank and financial services corporation headquartered in New York City. The company was formed by the merger of banking giant Citicorp and financial conglomerate Travelers G...