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Vincent Caintic Score: 37

Analyst at BTIG, Stephens
Avg Return (Buy)
? How much profit would you make?
Calculates the average return of all BUY recommendations after exactly 1 year (or today if newer).

Note: Sell ratings are ignored here to focus on investment potential.
+12.4%
1 Year Cap
Win Rate
? How often is the direction correct?
Percentage of trades that are currently profitable.
• Buy: Stock price went UP 📈
• Sell: Stock price went DOWN 📉
46%
13 W / 15 L
Target Met
? How often was the target reached?
Hits vs. Total.
87%
13 W / 2 L
Precision Hit
? How often precise (±3%)?
Hits vs. Total.
13%
2 W / 13 L
Bullseye Hit
? How often perfect (±1%)?
Hits vs. Total.
0%
0 W / 15 L
High Conviction
? The "Brave" Trades (>20% Upside)
Win Rate only for recommendations where the analyst predicted a massive move (>20%).
Shows if they are right when they bet big.
60%
12 W / 8 L
Long Wins
? Success rate for BUY ratings
How often is the analyst right when saying "Buy"?
(Price went UP).
50%
10 W / 10 L
Short Wins
? Success rate for SELL ratings
How often is the analyst right when saying "Sell"?
(Price went DOWN).
38%
3 W / 5 L

Coverage & Price Targets

Date Stock Signal Target Start Price Best Price (1Y) Accuracy Current Price
Jan 27, 2026
Synchrony Financial SYF
BUY $96.00
Est. +32%
$73.00 $80.17
Pending
$74.61 +2.2%
Jan 12, 2026
American Express Co. AXP
SELL $328.00
Est. +13%
$375.61 $290.97 (Low)
Target Met
$335.38 +10.7%
Dec 12, 2025
Enova International Inc. ENVA
BUY $199.00
Est. +26%
$158.01 $193.54
Precision Hit (±3%)
$189.16 +19.7%
Oct 24, 2025
Enova International Inc. ENVA
BUY $144.00
Est. +26%
$114.03 $193.54
Target Met
$189.16 +65.9%
Oct 23, 2025
PROG Holdings Inc PRG
SELL $31.00
Est. +5%
$32.58 $25.80 (Low)
Target Met
$38.41 -17.9%
Jul 14, 2025
Bread Financial Holdings Inc BFH
BUY $105.00
Est. +71%
$61.24 $103.12
Precision Hit (±3%)
$101.71 +66.1%
Jul 14, 2025
American Express Co. AXP
SELL $277.00
Est. +13%
$318.99 $288.36 (Low)
Pending
$335.38 -5.1%
Jul 14, 2025
PROG Holdings Inc PRG
SELL $24.00
Est. +18%
$29.13 $25.80 (Low)
Pending
$38.41 -31.9%
Dec 05, 2024
Affirm Holdings Inc - Ordinary Shares - Class A AFRM
BUY $81.00
Est. +14%
$70.75 $100.00
Target Met
$71.90 +1.6%
Oct 23, 2024
Enova International Inc. ENVA
BUY $110.00
Est. +22%
$89.87 $130.34
Target Met
$189.16 +110.5%
Oct 08, 2024
Affirm Holdings Inc - Ordinary Shares - Class A AFRM
BUY $68.00
Est. +76%
$38.60 $100.00
Target Met
$71.90 +86.3%
Oct 08, 2024
American Express Co. AXP
SELL $230.00
Est. +16%
$273.79 $220.43 (Low)
Target Met
$335.38 -22.5%
Jul 31, 2024
LendingClub Corp LC
BUY $15.00
Est. +34%
$11.19 $18.75
Target Met
$18.45 +64.9%
Jun 07, 2024
Ally Financial Inc ALLY
BUY $51.00
Est. +33%
$38.46 $45.46
Miss
$45.44 +18.1%
Jun 06, 2024
LendingClub Corp LC
BUY $12.00
Est. +44%
$8.33 $18.75
Target Met
$18.45 +121.5%
Jun 06, 2024
Atlanticus Holdings Corp ATLC
BUY $45.00
Est. +70%
$26.44 $64.70
Target Met
$95.06 +259.5%
Jun 06, 2024
Upbound Group Inc UPBD
BUY $45.00
Est. +36%
$33.13 $38.72
Miss
$18.94 -42.8%
Jul 25, 2023
SoFi Technologies Inc SOFI
SELL $7.00
Est. +25%
$9.33 $6.15 (Low)
Target Met
$17.13 -83.6%
May 10, 2023
Affirm Holdings Inc - Ordinary Shares - Class A AFRM
SELL $6.00
Est. +52%
$12.43 - -
$71.90 -478.4%
Aug 26, 2022
Affirm Holdings Inc - Ordinary Shares - Class A AFRM
SELL $18.00
Est. +26%
$24.41 - -
$71.90 -194.6%
Aug 02, 2022
Capital One Financial Corp. COF
BUY $140.00
Est. +29%
$108.29 - -
$194.62 +79.7%
Jun 29, 2022
Aarons Company Inc (The) AAN
BUY $19.00
Est. +24%
$15.34 - -
$10.09 -34.2%
Jan 31, 2022
Synchrony Financial SYF
BUY $54.00
Est. +27%
$42.38 - -
$74.61 +76.1%
Jan 26, 2022
Capital One Financial Corp. COF
BUY $205.00
Est. +42%
$144.35 - -
$194.62 +34.8%
Jan 26, 2022
American Express Co. AXP
BUY $197.00
Est. +13%
$174.82 - -
$335.38 +91.8%
Oct 22, 2021
Discover Financial Services DFS
BUY $137.00
Est. +10%
$124.15 - -
$200.05 +61.1%
Oct 22, 2021
OneMain Holdings Inc OMF
BUY $87.00
Est. +67%
$52.02 - -
$57.67 +10.9%
Oct 07, 2021
Ally Financial Inc ALLY
BUY $67.00
Est. +28%
$52.34 - -
$45.44 -13.2%
Signal & Target
BUY $96.00
Start Price $73.00
Best Price (1Y)
$80.17
Current Price $74.61
Return +2.2%
Signal & Target
SELL $328.00
Start Price $375.61
Best Price (1Y)
$290.97
Current Price $335.38
Return +10.7%
Signal & Target
BUY $199.00
Start Price $158.01
Best Price (1Y)
$193.54
Current Price $189.16
Return +19.7%
Signal & Target
BUY $144.00
Start Price $114.03
Best Price (1Y)
$193.54
Current Price $189.16
Return +65.9%
Signal & Target
SELL $31.00
Start Price $32.58
Best Price (1Y)
$25.80
Current Price $38.41
Return -17.9%
Signal & Target
BUY $105.00
Start Price $61.24
Best Price (1Y)
$103.12
Current Price $101.71
Return +66.1%
Signal & Target
SELL $277.00
Start Price $318.99
Best Price (1Y)
$288.36
Current Price $335.38
Return -5.1%
Signal & Target
SELL $24.00
Start Price $29.13
Best Price (1Y)
$25.80
Current Price $38.41
Return -31.9%
Signal & Target
BUY $81.00
Start Price $70.75
Best Price (1Y)
$100.00
Current Price $71.90
Return +1.6%
Signal & Target
BUY $110.00
Start Price $89.87
Best Price (1Y)
$130.34
Current Price $189.16
Return +110.5%
Signal & Target
BUY $68.00
Start Price $38.60
Best Price (1Y)
$100.00
Current Price $71.90
Return +86.3%
Signal & Target
SELL $230.00
Start Price $273.79
Best Price (1Y)
$220.43
Current Price $335.38
Return -22.5%
Signal & Target
BUY $15.00
Start Price $11.19
Best Price (1Y)
$18.75
Current Price $18.45
Return +64.9%
Signal & Target
BUY $51.00
Start Price $38.46
Best Price (1Y)
$45.46
Current Price $45.44
Return +18.1%
Signal & Target
BUY $12.00
Start Price $8.33
Best Price (1Y)
$18.75
Current Price $18.45
Return +121.5%
Signal & Target
BUY $45.00
Start Price $26.44
Best Price (1Y)
$64.70
Current Price $95.06
Return +259.5%
Signal & Target
BUY $45.00
Start Price $33.13
Best Price (1Y)
$38.72
Current Price $18.94
Return -42.8%
Signal & Target
SELL $7.00
Start Price $9.33
Best Price (1Y)
$6.15
Current Price $17.13
Return -83.6%
Signal & Target
SELL $6.00
Start Price $12.43
Best Price (1Y)
-
Current Price $71.90
Return -478.4%
Signal & Target
SELL $18.00
Start Price $24.41
Best Price (1Y)
-
Current Price $71.90
Return -194.6%
Signal & Target
BUY $140.00
Start Price $108.29
Best Price (1Y)
-
Current Price $194.62
Return +79.7%
Signal & Target
BUY $19.00
Start Price $15.34
Best Price (1Y)
-
Current Price $10.09
Return -34.2%
Signal & Target
BUY $54.00
Start Price $42.38
Best Price (1Y)
-
Current Price $74.61
Return +76.1%
Signal & Target
BUY $205.00
Start Price $144.35
Best Price (1Y)
-
Current Price $194.62
Return +34.8%
Signal & Target
BUY $197.00
Start Price $174.82
Best Price (1Y)
-
Current Price $335.38
Return +91.8%
Signal & Target
BUY $137.00
Start Price $124.15
Best Price (1Y)
-
Current Price $200.05
Return +61.1%
Signal & Target
BUY $87.00
Start Price $52.02
Best Price (1Y)
-
Current Price $57.67
Return +10.9%
Signal & Target
BUY $67.00
Start Price $52.34
Best Price (1Y)
-
Current Price $45.44
Return -13.2%