X Financial Profit Margin

X Financial's profit margin stands at 10.1% as of June 2026. That compares with 34.79% in the prior-year period — down 71.0% year over year. That is below the Finance sector average of 25.78%. Stockcircle updates this page with the newest filings so you can track how the metric evolves quarter by quarter.

X Financial reported 10.1% in profit margin versus 34.79% a year earlier — a 71.0% year-over-year decrease. The historical chart on this page makes it easier to see whether that move is part of a longer pattern.

X Financial sits lower the Finance benchmark (25.78%) with a profit margin of 10.1%. That is roughly 60.8% below the sector mean. Peer context matters because what looks expensive or cheap in absolute terms can be normal for the sector.

A profit margin of 10.1% for X Financial means each unit of related capital or sales is generating that return rate. Higher is usually better for profitability metrics, but extremely high figures can reflect one-time items or thin equity bases. Review several years of data on this page before extrapolating.

The history chart shows how X Financial's profit margin evolved across reporting periods, while the comparison chart places XYF next to similar companies. Use both: a rising metric that still lags peers tells a different story than a rising metric that already leads the group. Growth charts, when available, highlight acceleration or slowdown.