Woori Financial Group Inc - ADR

Woori Financial Group Inc - ADR

WF

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Market Cap$15.11B
Close$

Compare to Similar Companies

P/E RatioDividendsReturn on EquityPrice-to-SalesDebt-to-Equity
Woori Financial Group Inc - ADRWoori Financial Group Inc - ADR7.64.43%9%-2.7

Earnings Call Q4 2025

February 6, 2026 - AI Summary

Earnings Performance: Woori Financial Group reported a net income of KRW 3,141.3 billion for 2025, reflecting a 1.8% year-over-year (YoY) increase. The return on equity (ROE) was stable at 9.1%. The group’s net operating revenue reached KRW 10,957.4 billion, a 5% YoY growth driven by diversified revenue sources and successful insurance acquisition.
Forecast for 2026: The group is targeting a 5% growth in total assets, anticipating a moderate increase in net interest margin (NIM), expected to be stable compared to 2025 levels despite potential rate cuts by the Bank of Korea later in the year. Noninterest income is projected to grow by approximately 20%, aided by contributions from the newly acquired insurance business and the fully operational securities firm.
Capital Adequacy and Shareholder Returns: The CET1 ratio improved to 12.9% by the end of 2025, exceeding the target of 12.5%. The board approved a year-end dividend of KRW 760 per share and a KRW 200 billion share buyback plan, indicating a robust commitment to returning value to shareholders.

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$32.38

Current Fair Value

49.9% downside

Overvalued by 49.9% based on the discounted cash flow analysis.

Share Statistics

Market cap$15.11 Billion
Enterprise Value$72.52 Trillion
Dividend Yield$2.82 (4.43%)
Earnings per Share$12837.63
Beta0.57
Outstanding Shares258,922,666

Return

Return on Equity9.39%ROE
Return on Assets0.53%
Return on Invested Capital0.50%

Valuation & Multiples

P/E Ratio7.62P/E Ratio
PEG211.32PEG
Price to Sales0.0Price to Sales
Price to Book Ratio0.0Price to Book Ratio
Enterprise Value to Revenue3.62
Enterprise Value to EBIT26.32
Enterprise Value to Net Income22
Total Debt to Enterprise1.26
Debt to Equity2.71Debt to Equity

Revenue Sources

No data

Insider Trades

Last Earnings Call

Report Date
April 24, 2026
EPS Estimate
$2.27
Average shareholder expectation
Revenue Estimate
$1.90 B
Average shareholder expectation

Next Earnings Call

Expected Date
July 24, 2026
EPS Estimate
$2.80
Average shareholder expectation
Revenue Estimate
$1.98 B
Average shareholder expectation

Institutional Put/Call Ratio

Market sentiment based on institutional option activity.

Put/Call Ratio0.00000%
Total Calls-
Total Puts-

Institutional Ownership

Holdings and activity of institutional investors.

Ownership %3.38%▲ 0.37%
Total Invested$544.27M▲ 21.50%
Investors Holding196▲ 27.00%

ESG Score

No data

About Woori Financial Group Inc

2,020 employees

Relevant Senate Committees

Joint Committee on Taxation

This committee provides critical technical analysis and 'revenue estimates' for all tax legislation, directly shaping the tax environment that significantly impacts commercial banks' earnings and strategic decisions.

Finance

As the primary tax-writing committee, it directly influences corporate taxation, which has a fundamental impact on bank profitability, capital planning, and overall valuation.

Agriculture, Nutrition, and Forestry

This committee oversees the CFTC, which regulates the derivatives market, and is instrumental in defining cryptocurrencies as commodities, both of which are highly relevant to commercial banks involved in capital markets and digital assets.

Banking, Housing, and Urban Affairs

This is the primary committee for regulating the financial system, including commercial banks, and directly controls bank capital requirements, cryptocurrency regulation, and real estate markets.

Select Committee on Intelligence

Members receive classified briefings on global threats, including cybersecurity, which is a critical and direct risk for all financial institutions. Non-public information on such threats could be highly material.

Foreign Relations

U.S. foreign policy and sanctions legislation directly impact international banking operations, cross-border transactions, and access to global markets, which are critical for a commercial bank like Woori Financial Group.