U.S. Bancorp.

U.S. Bancorp.

USB

Market Cap$74.49B
Close$

Compare to Similar Companies

P/E RatioDividendsReturn on EquityPrice-to-SalesDebt-to-Equity
U.S. Bancorp.U.S. Bancorp.13.54.15%9%2.51.3

Earnings Call Q4 2024

January 16, 2025 - AI Summary

Q4 Financial Performance: U.S. Bancorp reported Q4 diluted earnings per share (EPS) of $1.01, adjusted to $1.07 after notable expenses totaling $109 million. Net revenue for Q4 reached $7 billion, contributing to an annual total of $27.5 billion, with both net interest income and non-interest income experiencing sequential and year-over-year growth.
Growth Forecast: For 2025, U.S. Bancorp anticipates total revenue growth (adjusted) in the range of 3% to 5% compared to 2024. The bank expects to deliver over 200 basis points of positive operating leverage, supported by a stable expense environment and prudent expense management.
Net Interest Income (NII) Expectations: NII is expected to remain stable in Q1 2025, with an anticipated decline of approximately $40 million on a reported basis due to two fewer days in the quarter. The bank projects NII will benefit from a more favorable asset mix and fixed asset repricing, which is consistent across the year.

Exclusive for Stockcircle Pro members

Sign upSign Up
$51.00

Target Price by Analysts

6.7% upsideU.S. Bancorp. Target Price DetailsTarget Price
$79.78

Current Fair Value

66.9% upside

Undervalued by 66.9% based on the discounted cash flow analysis.

Share Statistics

Market cap$74.49 Billion
Enterprise Value$79.48 Billion
Dividend Yield$1.98 (4.14659685863874%)
Earnings per Share$3.27
Beta1.06
Outstanding Shares1,548,000,000

Return

Return on Equity-
Return on Assets-
Return on Invested Capital-

Valuation & Multiples

P/E Ratio13.48
PEG107.5
Price to Sales2.52
Price to Book Ratio1.26
Enterprise Value to Revenue2.59
Enterprise Value to EBIT15.35
Enterprise Value to Net Income14
Total Debt to Enterprise0.99
Debt to Equity1.33

Revenue Sources

No data

Insider Trades

ESG Score

No data

About U.S. Bancorp.

2,020 employees
CEO: Andrew Cecere

U.S. Bancorp, with nearly 70,000 employees and $554 billion in assets as of Dec. 31, 2020, is the parent company of U.S. Bank National Association, the fifth-largest commercial bank in the United States. The Minneapolis-based bank blends...