Upstart Holdings Profit Margin

Upstart Holdings (UPST) currently reports a profit margin of 4.4% as of March 2026. That compares with -11.99% in the prior-year period — up 136.7% year over year. That is below the Finance sector average of 17.31%. Use the charts on this page to explore Upstart Holdings's profit margin history and peer comparisons.

Upstart Holdings's profit margin increased from -11.99% to 4.4% — a 136.7% year-over-year increase (period ending March 2026). Watching multi-year history on the chart below helps separate one-off swings from a lasting trend.

Upstart Holdings's profit margin of 4.4% is lower than the Finance sector average of 17.31%. That is roughly 74.6% below the sector mean. A reading lower peers can reflect different growth expectations, capital structure, or profitability — so it is worth checking the peer comparison chart before drawing conclusions.

There is no universal 'good' profit margin, but Upstart Holdings's current 4.4% should be judged against Finance norms (sector average: 17.31%) and against UPST's own history. Strong, stable readings often indicate durable competitive advantage; volatile or declining ones deserve a closer look at margins and capital efficiency.

Start with the current profit margin of 4.4%, then check the historical chart for trend and the peer comparison chart for relative positioning. The Finance average is 17.31%. From there, open related valuation or income-statement pages for Upstart Holdings, and consider following UPST for alerts when major investors trade the stock.