Upstart Holdings Long Term Debt

The latest long-term debt for UPST is $2B as of March 2026. That compares with $1.3B in the prior-year period — up 57.0% year over year. Investors often review this figure alongside Upstart Holdings's historical trend and sector peers before judging valuation or financial health.

Over the past year, UPST's long-term debt moved from $1.3B to $2B — a 57.0% year-over-year increase. If the trend continues in the same direction for several quarters, it can signal a meaningful shift in Upstart Holdings's operating scale or balance-sheet position.

A long-term debt figure of $2B for UPST is a snapshot of scale on that line item. On its own it does not say whether the business is healthy — you also want growth rate, margins, and how the number compares with similar companies. Explore the charts below for those layers of context.

After noting UPST's long-term debt ($2B), review year-over-year change from $1.3B, peer averages, and a few neighboring metrics such as revenue, margins, or valuation multiples. That combination usually beats staring at a single figure. The navigation links on this page jump you to those related views.

This page's peer comparison chart is the fastest way to stack Upstart Holdings's long-term debt against similar Finance names. You can also browse sector and industry screens on Stockcircle for a broader set of Finance companies and their key multiples and fundamentals.