BackUMB Financial Overview

UMB Financial Profit Margin

Valuation check: UMBF's profit margin is 24.6%, below the Finance sector average of 25.78%.

Get informed when a big investor buys or sells

+ Follow

Quarterly Profit Margin

24.66%
↓ 21.42% YoY

As of Sep 2026

Annual Profit Margin (TTM)

24.60%
↓ 3.92% YoY

Trailing 12 months ending Sep 2026

Average Profit Margin (Comparison Companies)

Loading

Profit Margin History

Loading

Profit Margin Comparison

Loading

Annual Profit Margin Growth Rate (%)

Loading

UMB Financial (UMBF) FAQ

UMB Financial (UMBF) currently reports a profit margin of 24.6% as of September 2026. That compares with 25.6% in the prior-year period — down 3.9% year over year. That is below the Finance sector average of 25.78%. Use the charts on this page to explore UMB Financial's profit margin history and peer comparisons.

UMB Financial's profit margin decreased from 25.6% to 24.6% — a 3.9% year-over-year decrease (period ending September 2026). Watching multi-year history on the chart below helps separate one-off swings from a lasting trend.

UMB Financial's profit margin of 24.6% is lower than the Finance sector average of 25.78%. That is roughly 4.6% below the sector mean. A reading lower peers can reflect different growth expectations, capital structure, or profitability — so it is worth checking the peer comparison chart before drawing conclusions.

There is no universal 'good' profit margin, but UMB Financial's current 24.6% should be judged against Finance norms (sector average: 25.78%) and against UMBF's own history. Strong, stable readings often indicate durable competitive advantage; volatile or declining ones deserve a closer look at margins and capital efficiency.

Start with the current profit margin of 24.6%, then check the historical chart for trend and the peer comparison chart for relative positioning. The Finance average is 25.78%. From there, open related valuation or income-statement pages for UMB Financial, and consider following UMBF for alerts when major investors trade the stock.