Travelers Companies Inc.

Travelers Companies Inc.

TRV

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Market Cap$78.08B
Close$

Compare to Similar Companies

P/E RatioDividendsReturn on EquityPrice-to-SalesDebt-to-Equity
Travelers Companies Inc.Travelers Companies Inc.9.91.22%25%1.61

Earnings Call Q2 2026

July 17, 2026 - AI Summary

Strong Q2 earnings engine (good) - Core income: $2.2B ( $10.04/share ); core ROE 24.9% for the quarter and 24.2% trailing 12 months. - Underwriting: All-in combined ratio 83.6% ( underlying 84.1% ), driven by a lower underlying loss ratio and favorable prior-year reserve development. - Drivers called out by management: Underlying underwriting strength, net investment income, prior-year development (19 of last 20 years net favorable), and manageable catastrophe losses. - Cat losses: After-tax CAT losses a little more than $400M (management highlights resilience even in heavy-cat years).
Investment income rising; clear NII guidance (good + actionable) - After-tax net investment income: $883M, +14% YoY, helped by stronger fixed income and non-fixed income results. - Portfolio quality/scale: ~95% fixed income, 99% investment-grade, portfolio >$100B. - New money yield outpacing embedded yield: ~90 bps higher at end of Q2. - Quarterly NII outlook (explicit): expects ~$840M in Q3 and ~$870M in Q4 (including short-term securities). Investment income expected to keep growing beyond 2026 as the portfolio scales and new money yields remain higher than embedded.
Premium growth solid and diversified by segment (good) - Total net written premiums: $11.5B. - Business Insurance: $6.0B, +5% YoY (excluding sale impact of Canadian business); RPC ex-property 7.8% (flat sequentially). Retention 86%; new business record $805M (+8%). - Bond & Specialty: $1.2B premiums, +14% (record). Management liability retention 88%; surety +40% to record (large-account wins + data center bonding mentioned). - Personal Insurance: $4.3B premiums; retention solid in auto/homeowners. Pricing moderated reflecting strong profitability; homeowners new business up.

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$348.00

Target Price by Analysts

7% downsideTravelers Companies Target Price DetailsTarget Price
$648.92

Current Fair Value

73.3% upside

Undervalued by 73.3% based on the discounted cash flow analysis.

Share Statistics

Market cap$78.08 Billion
Enterprise Value$109.86 Billion
Dividend Yield$4.55 (1.22%)
Earnings per Share$27.84
Beta0.47
Outstanding Shares210,500,000

Return

Return on Equity25.07%ROE
Return on Assets5.78%
Return on Invested Capital25.57%

Valuation & Multiples

P/E Ratio9.87P/E Ratio
PEG21.32PEG
Price to Sales1.61Price to Sales
Price to Book Ratio2.38Price to Book Ratio
Enterprise Value to Revenue2.24
Enterprise Value to EBIT10.18
Enterprise Value to Net Income13
Total Debt to Enterprise0.29
Debt to Equity0.98Debt to Equity

Revenue Sources

No data

Insider Trades

Last Earnings Call

Report Date
July 17, 2026
EPS Estimate
$5.41
Average shareholder expectation
Revenue Estimate
$11.26 B
Average shareholder expectation

Next Earnings Call

Expected Date
October 15, 2026
EPS Estimate
$6.73
Average shareholder expectation
Revenue Estimate
$11.31 B
Average shareholder expectation

Institutional Put/Call Ratio

Market sentiment based on institutional option activity.

Put/Call Ratio0.0000▼ 84.40%
Total Calls-▼ 100.00%
Total Puts2,500▼ 98.94%

Institutional Ownership

Holdings and activity of institutional investors.

Ownership %6.07%▼ 76.83%
Total Invested$3.33B▼ 93.60%
Investors Holding874▼ 948.00%

ESG Score

No data

About Travelers Companies Inc.

30,800 employees
CEO: Alan Schnitzer

The Travelers Companies, Inc. is a leading provider of property casualty insurance for auto, home and business. A component of the Dow Jones Industrial Average, Travelers has approximately 30,000 employees and generated revenues of approximately $32 billion in 2020.

Relevant Senate Committees

Joint Committee on Taxation

This non-partisan committee provides critical analysis and revenue estimates for all tax legislation. Its technical expertise directly shapes corporate tax structures and the overall tax burden, profoundly impacting Travelers' financial planning and profitability.

Finance

This is a highly influential committee controlling taxation and trade. Corporate tax policy directly impacts Travelers' profitability and capital. Decisions on entitlement spending can also affect broader economic conditions relevant to an insurer.

Banking, Housing, and Urban Affairs

This committee directly regulates the financial system, including financial institutions, and influences real estate markets (HUD). As a leading insurer in the finance sector, Travelers is directly impacted by legislation affecting capital requirements, financial oversight, and real estate, which is fundamental to property insurance.