Truist Financial Corporation

Truist Financial Corporation

TFC

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Market Cap$62.83B
Close$

Compare to Similar Companies

P/E RatioDividendsReturn on EquityPrice-to-SalesDebt-to-Equity
Truist Financial CorporationTruist Financial Corporation11.44.12%9%2.21.1

Earnings Call Q2 2026

July 17, 2026 - AI Summary

Strong profitability and improving returns (core “good”): - Q2 2026 GAAP net income available to common: $1.5B ($1.23 EPS), +37% YoY (vs Q2’25) and +13% vs Q1’26. - Operating leverage: +300 bps+ YoY operating leverage. - ROTC(E)/capital efficiency: ROTC(E) rose +310 bps YoY to 15.4%. Management says the company remains on track for its full-year return objectives.
Segment momentum and strategy execution (good + opportunity): - CSBB: loans +2% YoY (production slowed in less strategic/less profitable categories), deposits +2% YoY driven by +39% new-to-bank deposits; Premier Banking strong (+20% new deposit production, +23% advisor productivity, +9% financial planning activity). - Digital: active mobile users +4% YoY to 5.4M, digital transaction volume +7% YoY to 93M, ~85% of logins via mobile; Truist Assist nearly 2M engagements (+60% YoY)—supports both client experience and efficiency. - Wholesale: deposits +6% YoY (excluding large M&A-related last-year comps), loans +8% YoY; fee income outpaced balance sheet growth with advisory revenue +27% YTD and investment banking/trading +72% YoY in Q2 (per prepared remarks).
Guidance updated: revenue slightly down, fees up, NII pressured (bad/surprising trade-off): - NII outlook reduced: management now expects NII to increase ~1%–1.5% in 2026 (down from prior 2%–3%). - Revenue growth guidance cut slightly: 3.5%–4% vs prior ~4% expectation (reflects NII headwinds). - Non-interest income outlook raised: ~10% growth (up from high single digits previously), supported by fee businesses momentum.

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$56.60

Target Price by Analysts

9.7% upsideTruist Financial Target Price DetailsTarget Price
$94.18

Current Fair Value

82.5% upside

Undervalued by 82.5% based on the discounted cash flow analysis.

Share Statistics

Market cap$62.83 Billion
Enterprise Value$127.98 Billion
Dividend Yield$2.08 (4.12%)
Earnings per Share$3.86
Beta0.87
Outstanding Shares1,224,867,000

Return

Return on Equity8.78%ROE
Return on Assets1.01%
Return on Invested Capital0.97%

Valuation & Multiples

P/E Ratio11.44P/E Ratio
PEG45.3PEG
Price to Sales2.24Price to Sales
Price to Book Ratio0.99Price to Book Ratio
Enterprise Value to Revenue4.44
Enterprise Value to EBIT25.02
Enterprise Value to Net Income22
Total Debt to Enterprise0.55
Debt to Equity1.09Debt to Equity

Revenue Sources

No data

Insider Trades

Last Earnings Call

Report Date
July 17, 2026
EPS Estimate
$1.08
Average shareholder expectation
Revenue Estimate
$5.24 B
Average shareholder expectation

Next Earnings Call

Expected Date
October 16, 2026
EPS Estimate
$1.11
Average shareholder expectation
Revenue Estimate
$5.34 B
Average shareholder expectation

Institutional Put/Call Ratio

Market sentiment based on institutional option activity.

Put/Call Ratio0.5247 70.86%
Total Calls5,551,479 36.51%
Total Puts2,913,002 41.92%

Institutional Ownership

Holdings and activity of institutional investors.

Ownership %84.35% 10.68%
Total Invested$49.43B 15.64%
Investors Holding1,763 50.00%

ESG Score

No data

About Truist Financial Corporation

53,638 employees