Territorial Bancorp Profit Margin

The latest profit margin for TBNK is -6.66% as of December 2024. That compares with 9.42% in the prior-year period — down 170.7% year over year. That is below the Finance sector average of 17.27%. Investors often review this figure alongside Territorial Bancorp's historical trend and sector peers before judging valuation or financial health.

Over the past year, TBNK's profit margin moved from 9.42% to -6.66% — a 170.7% year-over-year decrease. If the trend continues in the same direction for several quarters, it can signal a meaningful shift in Territorial Bancorp's valuation or profitability profile.

Against Finance companies, TBNK currently prints -6.66% for profit margin, while the sector average sits near 17.27%. That is roughly 138.6% below the sector mean. Large gaps often invite a closer look at Territorial Bancorp's growth, margins, and balance sheet.

Profit Margin shows how effectively Territorial Bancorp converts resources into returns. At -6.66%, TBNK may look efficient or underperforming depending on peer benchmarks and trend direction. That compares with 9.42% in the prior-year period — down 170.7% year over year. Pair the percentage with revenue growth and leverage for a fuller health check.

After noting TBNK's profit margin (-6.66%), review year-over-year change from 9.42%, peer averages, and a few neighboring metrics such as revenue, margins, or valuation multiples. That combination usually beats staring at a single figure. The navigation links on this page jump you to those related views.