Synchrony Financial Long Term Debt

Synchrony Financial's long-term debt stands at $17B as of September 2026. That compares with $14B in the prior-year period — up 18.0% year over year. Stockcircle updates this page with the newest filings so you can track how the metric evolves quarter by quarter.

Synchrony Financial reported $17B in long-term debt versus $14B a year earlier — a 18.0% year-over-year increase. The historical chart on this page makes it easier to see whether that move is part of a longer pattern.

That compares with $14B in the prior-year period — up 18.0% year over year. Sustained growth in long-term debt can support a stronger franchise, while sharp declines may reflect divestitures, weaker demand, or accounting changes. Always read YoY moves with the footnotes of recent filings in mind.

The history chart shows how Synchrony Financial's long-term debt evolved across reporting periods, while the comparison chart places SYF next to similar companies. Use both: a rising metric that still lags peers tells a different story than a rising metric that already leads the group. Growth charts, when available, highlight acceleration or slowdown.

Yes — within Finance, long-term debt is commonly used to spot outliers. Synchrony Financial's reading of $17B is a starting point; confirm whether differences come from growth, margins, accounting choices, or one-time items before treating an outlier as a buy or sell signal.