Spirit of Texas Bancshares Profit Margin

Spirit of Texas Bancshares posts a profit margin of 32.81% as of December 2021. That compares with 25.09% in the prior-year period — up 30.8% year over year. That is above the Finance sector average of 31.21%. Comparing that reading with peers and prior periods is usually more useful than looking at the number in isolation.

In the prior comparable period, Spirit of Texas Bancshares's profit margin was 25.09%. The latest reading is 32.81% — a 30.8% year-over-year increase (period ending December 2021). Use the history and growth charts on this page for a longer lookback.

For Finance stocks, a profit margin near 31.21% is typical. Spirit of Texas Bancshares's 32.81% is higher that level. That is roughly 5.1% above the sector mean. Whether that is a warning or an opportunity depends on growth outlook and other fundamentals shown elsewhere on Stockcircle.

Spirit of Texas Bancshares's profit margin moves when the underlying profit, equity, or asset base changes. Cost cuts, pricing power, buybacks, write-downs, and cyclical swings can all shift the percentage. The latest reading is 32.81% as of December 2021; use YoY and peer views to separate noise from signal.

Context for STXB's profit margin usually means three checks: (1) trend versus prior periods, (2) level versus peers (average 31.21%), and (3) consistency with growth and profitability. This page covers the first two; Spirit of Texas Bancshares's other metric pages and overview cover the third.