Regions Financial Corp.

Record Financial Performance: Regions Financial reported strong full-year earnings of $1.8 billion, with earnings per share of $1.93 and a return on average tangible common equity of 18%. These results demonstrate solid financial health and operational efficiency.

Modest Loan Growth Expectations: For 2025, the bank anticipates average loan growth of approximately 1%. Factors contributing to this conservative outlook include high customer liquidity levels, increased caution among consumers, and ongoing softness in commercial real estate origination.

Investment and Growth Strategy: Regions plans to invest in growth by adding approximately 140 bankers across its Corporate Banking, Consumer Banking, and Wealth Management segments, with a focus on priority growth markets. The bank aims to enhance capabilities in online and mobile platforms to capture small business banking opportunities.