Regions Financial Corp.

Robust Earnings Performance: Regions Financial Corporation reported strong quarterly earnings of $465 million, translating to earnings per share (EPS) of $0.51. Their adjusted earnings were $487 million, or $0.54 per share, showcasing a healthy trajectory in profitability with a pretax pre-provision income increase of 21% year over year.

Stable Loan and Deposit Outlook: Average loans remained stable quarter over quarter, with a slight 1% decline in ending loans. For 2025, average loans are expected to be relatively stable versus 2024. Average deposits grew 1% linked quarter, with an expectation of them being stable to modestly higher throughout 2025 due to customer preference for liquidity amid market uncertainties.

Concern Over Economic Conditions: The company has raised concerns regarding potential economic slowdown, with forecasts predicting a rise in unemployment and lower GDP growth. They currently project an unemployment rate in the high 4% range, leading clients to delay investments due to a wait-and-see approach in light of tariff and regulatory changes.