Old Second Bancorporation Profit Margin

The latest profit margin for OSBC is 23.85% as of June 2026. That compares with 29.02% in the prior-year period — down 17.8% year over year. That is above the Finance sector average of 17.31%. Investors often review this figure alongside Old Second Bancorporation's historical trend and sector peers before judging valuation or financial health.

Over the past year, OSBC's profit margin moved from 29.02% to 23.85% — a 17.8% year-over-year decrease. If the trend continues in the same direction for several quarters, it can signal a meaningful shift in Old Second Bancorporation's valuation or profitability profile.

Against Finance companies, OSBC currently prints 23.85% for profit margin, while the sector average sits near 17.31%. That is roughly 37.8% above the sector mean. Large gaps often invite a closer look at Old Second Bancorporation's growth, margins, and balance sheet.

Profit Margin shows how effectively Old Second Bancorporation converts resources into returns. At 23.85%, OSBC may look efficient or underperforming depending on peer benchmarks and trend direction. That compares with 29.02% in the prior-year period — down 17.8% year over year. Pair the percentage with revenue growth and leverage for a fuller health check.

After noting OSBC's profit margin (23.85%), review year-over-year change from 29.02%, peer averages, and a few neighboring metrics such as revenue, margins, or valuation multiples. That combination usually beats staring at a single figure. The navigation links on this page jump you to those related views.