OppFi Profit Margin

The latest profit margin for OPFI is 8.61% as of June 2026. That compares with 3.64% in the prior-year period — up 136.8% year over year. That is below the Finance sector average of 17.01%. Investors often review this figure alongside OppFi's historical trend and sector peers before judging valuation or financial health.

Over the past year, OPFI's profit margin moved from 3.64% to 8.61% — a 136.8% year-over-year increase. If the trend continues in the same direction for several quarters, it can signal a meaningful shift in OppFi's valuation or profitability profile.

Against Finance companies, OPFI currently prints 8.61% for profit margin, while the sector average sits near 17.01%. That is roughly 49.4% below the sector mean. Large gaps often invite a closer look at OppFi's growth, margins, and balance sheet.

Profit Margin shows how effectively OppFi converts resources into returns. At 8.61%, OPFI may look efficient or underperforming depending on peer benchmarks and trend direction. That compares with 3.64% in the prior-year period — up 136.8% year over year. Pair the percentage with revenue growth and leverage for a fuller health check.

After noting OPFI's profit margin (8.61%), review year-over-year change from 3.64%, peer averages, and a few neighboring metrics such as revenue, margins, or valuation multiples. That combination usually beats staring at a single figure. The navigation links on this page jump you to those related views.