OneMain Holdings Profit Margin

The latest profit margin for OMF is 22.06% as of June 2026. That compares with 39.28% in the prior-year period — down 43.8% year over year. That is above the Finance sector average of 17.27%. Investors often review this figure alongside OneMain Holdings's historical trend and sector peers before judging valuation or financial health.

Over the past year, OMF's profit margin moved from 39.28% to 22.06% — a 43.8% year-over-year decrease. If the trend continues in the same direction for several quarters, it can signal a meaningful shift in OneMain Holdings's valuation or profitability profile.

Against Finance companies, OMF currently prints 22.06% for profit margin, while the sector average sits near 17.27%. That is roughly 27.8% above the sector mean. Large gaps often invite a closer look at OneMain Holdings's growth, margins, and balance sheet.

Profit Margin shows how effectively OneMain Holdings converts resources into returns. At 22.06%, OMF may look efficient or underperforming depending on peer benchmarks and trend direction. That compares with 39.28% in the prior-year period — down 43.8% year over year. Pair the percentage with revenue growth and leverage for a fuller health check.

After noting OMF's profit margin (22.06%), review year-over-year change from 39.28%, peer averages, and a few neighboring metrics such as revenue, margins, or valuation multiples. That combination usually beats staring at a single figure. The navigation links on this page jump you to those related views.