NMI Holdings Profit Margin

The latest profit margin for NMIH is 54.12% as of June 2026. That compares with 55.32% in the prior-year period — down 2.2% year over year. That is above the Finance sector average of 17.14%. Investors often review this figure alongside NMI Holdings's historical trend and sector peers before judging valuation or financial health.

Over the past year, NMIH's profit margin moved from 55.32% to 54.12% — a 2.2% year-over-year decrease. If the trend continues in the same direction for several quarters, it can signal a meaningful shift in NMI Holdings's valuation or profitability profile.

Against Finance companies, NMIH currently prints 54.12% for profit margin, while the sector average sits near 17.14%. That is roughly 215.8% above the sector mean. Large gaps often invite a closer look at NMI Holdings's growth, margins, and balance sheet.

Profit Margin shows how effectively NMI Holdings converts resources into returns. At 54.12%, NMIH may look efficient or underperforming depending on peer benchmarks and trend direction. That compares with 55.32% in the prior-year period — down 2.2% year over year. Pair the percentage with revenue growth and leverage for a fuller health check.

After noting NMIH's profit margin (54.12%), review year-over-year change from 55.32%, peer averages, and a few neighboring metrics such as revenue, margins, or valuation multiples. That combination usually beats staring at a single figure. The navigation links on this page jump you to those related views.