Nicholas Financial Long Term Debt

The latest long-term debt for NICK is $5.9M as of September 2025. That compares with $420K in the prior-year period — up 1304.8% year over year. Investors often review this figure alongside Nicholas Financial's historical trend and sector peers before judging valuation or financial health.

Over the past year, NICK's long-term debt moved from $420K to $5.9M — a 1304.8% year-over-year increase. If the trend continues in the same direction for several quarters, it can signal a meaningful shift in Nicholas Financial's operating scale or balance-sheet position.

A long-term debt figure of $5.9M for NICK is a snapshot of scale on that line item. On its own it does not say whether the business is healthy — you also want growth rate, margins, and how the number compares with similar companies. Explore the charts below for those layers of context.

After noting NICK's long-term debt ($5.9M), review year-over-year change from $420K, peer averages, and a few neighboring metrics such as revenue, margins, or valuation multiples. That combination usually beats staring at a single figure. The navigation links on this page jump you to those related views.

This page's peer comparison chart is the fastest way to stack Nicholas Financial's long-term debt against similar Finance names. You can also browse sector and industry screens on Stockcircle for a broader set of Finance companies and their key multiples and fundamentals.