NBT Bancorp. Profit Margin

The latest profit margin for NBTB is 22.65% as of June 2026. That compares with 18.29% in the prior-year period — up 23.9% year over year. That is below the Finance sector average of 25.37%. Investors often review this figure alongside NBT Bancorp.'s historical trend and sector peers before judging valuation or financial health.

Over the past year, NBTB's profit margin moved from 18.29% to 22.65% — a 23.9% year-over-year increase. If the trend continues in the same direction for several quarters, it can signal a meaningful shift in NBT Bancorp.'s valuation or profitability profile.

Against Finance companies, NBTB currently prints 22.65% for profit margin, while the sector average sits near 25.37%. That is roughly 10.7% below the sector mean. Large gaps often invite a closer look at NBT Bancorp.'s growth, margins, and balance sheet.

Profit Margin shows how effectively NBT Bancorp. converts resources into returns. At 22.65%, NBTB may look efficient or underperforming depending on peer benchmarks and trend direction. That compares with 18.29% in the prior-year period — up 23.9% year over year. Pair the percentage with revenue growth and leverage for a fuller health check.

After noting NBTB's profit margin (22.65%), review year-over-year change from 18.29%, peer averages, and a few neighboring metrics such as revenue, margins, or valuation multiples. That combination usually beats staring at a single figure. The navigation links on this page jump you to those related views.